Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,641 total


June 11, 2026

Easy to process the claim

Easy to process the claim. It went right through, no hassle.

Insurer: MetLife

By: P. McCarthy

June 11, 2026

Fast and accurate process

My first claim was processed accurately and in a timely manner. I’m very satisfied with my pet insurance.

Insurer: MetLife

By: Irene

June 11, 2026

Responsive and very thorough customer…

Responsive and very thorough customer support and smooth claim process.

Insurer: Pumpkin

By: Deborah

June 11, 2026

reimbursement of heart worm meds

trying to get reimbursed for sempirica trio. a shipment i get every 6 months. you can (and likely do) track that. I submitted my invoice to get reimbursed, but the invoice did not show the item had yet shipped (it did later that day, but their system generated the invoice first). so you wouldn't pay it until i found proof of shipment. for regular cycles of drugs that are easily forecastable (and equally easy to see if there was a fraud - too frequent a request for heart worm meds), you shouldn't need that level of proof and cause me a 2nd time getting into the the system.

Insurer: MetLife

By: ATS

June 11, 2026

Great with claim experience and refund…

Great with claim experience and refund process

Insurer: MetLife

By: customer

June 11, 2026

Don’t waste your time or money

I had Pets Best insurance for my two dogs for years and the policies and experience were great. I recently got a policy for my new pup and the Customer Service has gone downhill drastically. I canceled my policy after one month because the claims process took several weeks for one simple claim, they kept claiming to need medical records, the vet then 5-6 times, they claimed to never receive them, even after one phone call they claimed they had been received, but waiting to go to the right department and then I guess those were lost somehow, what a complete waste of time and money. The company is horrible now.

Insurer: Pets Best

By: Kim

June 11, 2026

Easy filing

Easy filing, excellent coverage

Insurer: Spot

By: Peggy Sucher

June 11, 2026

My wife and I cannot say enough…

My wife and I cannot say enough good things about ASPCA Pet Insurance. When our puppy, Coco Chanel, went through some troubling health issues, ASPCA was there for us every step of the way. During a stressful and emotional time, they made the insurance process incredibly easy and hassle-free. Every interaction we had with their team was filled with compassion, understanding, and genuine care. Claims were handled smoothly, communication was excellent, and we never felt like we were fighting to get the support we needed. Knowing that ASPCA Pet Insurance had our back allowed us to focus on what mattered most—helping Coco Chanel recover and giving her all the love and attention she needed. We are truly grateful for their outstanding service and highly recommend them to any pet owner looking for peace of mind and a company that genuinely cares about animals and their families.

Insurer: ASPCA

By: Angel Arce

June 11, 2026

Very fast turn around on claim

Very fast turn around on claim. This was a claim for wellness and shots. It was paid the same day. Great job.

Insurer: Fetch

By: K Dullea

June 11, 2026

The claims process is very simple and…

The claims process is very simple and the representative knew what she was talking about. Her explanation was very clear. My cat was discharged this passed Sunday. Just waiting on the reimbursement decision.

Insurer: Embrace

By: Donnely E.

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