Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,641 total


June 11, 2026

Great pet insurance

This insurance truly is great!!! I had no issues at all getting reimbursed! Truly pays to have pet insurance since the bills can get pretty high

Insurer: Spot

By: Robyn Pavlovsky

June 11, 2026

Supbar coverage

They do not cover any dental surgery. It doesn't matter to them how bad it is - even though it's a standard coverage for most good insurances. accerssing their portal is very problematic. To this day I couldn't access it. They changed their system nd made it worse. Save yourself some patience, time, and the money and pay out of pocket. Or get any other insurance. If you have a domestic cat, they are not worth it.

Insurer: Pets Plus Us

By: Andre

Useful
June 11, 2026

My pup had to have a TPLO

My pup had to have a TPLO. It was easy to upload the vet invoices, and completion of the review process was quick.

Insurer: Spot

By: Liz

June 11, 2026

Great experience

Great experience. Claim processed in a timely manner no questions asked

Insurer: Spot

By: customer

June 11, 2026

Trupanion advertising strongly a…

Trupanion advertising strongly a lifetime deductible per condition but functionally works on a per incident basis. The experience does not align with marketing and the expectations set.

Insurer: Trupanion

By: Josh

June 11, 2026

Never ever had a claim issue for my…

Never ever had a claim issue fir my pooch! Reimbursement is very quick. Questions are always answered in a timely manner. I don't ever have to worry about Nikko not getting the care that he needs because it's not affordable. Majority of my friends a pet owners and I highly recommend MetLife to them.

Insurer: MetLife

By: Barbara Vitale

June 11, 2026

I shouldn't have to resubmit the dr.s…

I shouldn't have to resubmit the dr.s papers several times. I also should not have my vets office submit their paperwork several times either.

Insurer: MetLife

By: customer

June 11, 2026

Easy to file a claim

Easy to file a claim, user-friendly app.

Insurer: MetLife

By: Julie Ann Costabile

June 11, 2026

Just all and all great service

Got my claim super fast. All and quite happy with the service

Insurer: Pumpkin

By: David

June 11, 2026

Healthy paws has been great paying for…

Healthy paws has been great paying for everything that my girl has needed. I do pay more for them than other companies but they cover all her physical therapy etc. Our premium jumped drastically this year due to turning 8, and they also dropped my reimbursement level and increased our deductible but I’m still sticking with them because they pay for so much and reimburse me quickly, often the next day!

Insurer: Healthy Paws

By: Cindy Gray

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