Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
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Cancel my policy with nationwide
Cancel my policy with nationwide. I had a sick dog yesterday. Was told underwriters were not thru approving my transfer from Kelly who died 9/23:25 to my new rescue liberty. I was told I would not be covered if I went to the vet yesterday I wouldn’t get coverage until the 16th. I said to the fella that is unacceptable. I was gonna pay for nationwide a year in advance because I love nationwide but after yesterday, I do not love nationwide. I want you to cancel my policy. I have to take the dog back again today cost me $244 yesterday and Dan only knows what it’s gonna cost me today but nationwide is not there for me no exception could be made. I have been with you folks for years. I had Kelly the Russian Blanca for five years and you did good and now all of a sudden you don’t give a shit about my liberty my Rescue that I got in October because of paperwork totally unacceptable. I yelled at the guy I’ve been in Customer Service for 46 years and there is always something that can be done but obviously not with nationwide underwriters rule. The law will underwriters can rule the law from now on cancel my policy. I will not renew. I told the fella that yesterday, but he really didn’t want to hear it so I’m telling you again cancel my policy with nationwide insurance it’s not gonna be active until 116 anyway and I’m in limbo. Well I lost my Kelly nine 2325. I still haven’t recovered from that and nationwide isn’t there for my liberty my new Rescue she’s five months old so this is the final thing I have to say to nationwide shame on you. You have no heart my Libby deserves to be treated better. It’s bad enough that she was taken to Paws Rescue and I got her the day after she showed up there, but she was sick yesterday and I’ve gotta take her back tomorrow and you’re not there for us so nationwide can take a fly and leap. I even asked to talk to the underwriting department yesterday and I was told that that was not possible. Oh really again I was in Customer Service for 46 years and I gotta tell you I did a much better job than you folks do.Ann B Bouchelle Bouchelle
Insurer: Nationwide
By: Ann B Bouchelle
Our beloved Rylee has been ill with PLE…
Our beloved Rylee has been ill with PLE autoimmune disease since April 2025, and Trupanion has been there with us the whole way. Where we take Rylee submitted our Trupanion invoice electronically and within minutes they responded with a confirmation of payment to the vet! We could not be happier and are so grateful we found Trupanion.
Insurer: Trupanion
By: Dolf
Just overall amazing the claim process…
Just overall amazing the claim process was super easy and straightforward and I feel like if there was ever a time that I needed to reach out, they would be very responsive thankfully I haven’t had to reach out. That’s just how amazing they are.
Insurer: Spot
By: Sabrina Moore
It was easy process to enroll
It was easy process to enroll. Give great details of what can be covered based on choices selected
Insurer: MetLife
By: Ericdan Jose
Things You Should Know…
Too long. Takes about 1 month to hear the standard email of “we’re sorry for the delay”. Then another 2 weeks-4 weeks to receive the EOB. I’ve had my plan for around 5 years and this has ALWAYS been the case. No matter the size of the claim, the timing, etc. No one actually looks at the claims either. Whatever you categorize it as, is what the computer will continue with. I accidentally put “Wellness” on a claim when it was clearly “Illness” if you read the claim, and the EOB still shows “Wellness”—still 6 weeks to return the claim mis-categorized. You cannot change it once you submit to fix it. The app is constantly broken. The website constantly asks you to confirm your identity despite using the same device, every time, even if you just logged in 5 min ago. They keep deceased pets on your profile so you get a constant reminder when you log in. If you sign up, do the least plan possible. I did the highest plan as it was a fine price when they were younger. Well, each year as they age, the price goes up exponentially. If you want to decrease it, you can never go back up, ever. It’s a trap almost which is awful as the older they get, the more you’d like the coverage, and even without claims, it’ll increase regardless due to age of your animal.
Insurer: Pets Best
By: Katie Carlsen
Be Proactive with Patience
Generally I like Pets Best. However, they take a long time to process claims. Easily 3-4 times as long as my friends company. But I have a better policy with more coverage and a better online experience. The automatic email communication is subpar. Several times the issue with a claim getting processed was a lack of medical records but Pets Best didn't tell me they weren't getting a response from my Vet. I had to call Pets Best to figure out what was going on over a month later. This could have easily been prevented if in the first delay email they just included WHY the claim was delayed. But again over all I am satisfied that Pets Best is the best option for me and my pupper right now.
Insurer: Pets Best
By: Jen
It was so easy and fast
It was so easy and fast; submitting the paperwork, acknowledgment, processing, and payment.
Insurer: Pets Best
By: Miguel Nowak
Benefits were paid promptly without…
Benefits were paid promptly without question allowing us to focus on our puppy's recovery. Buying a policy was the best decision we made for our puppy.
Insurer: Pumpkin
By: customer
Good Experience!
The claim was reviewed quickly and I was reimbursed promptly.
Insurer: Fetch
By: Melissa Benenfeld
My experience has been great
My experience has been great! I recently had to take my kitten in for emergency care and was so relieved when Fetch promptly processed my claim and honored their committment. Prompt, hassle free reimbursement!
Insurer: Fetch
By: Carolyn