Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,641 total


June 12, 2026

Easy to file claim

Easy to file claim

Insurer: Pets Best

By: Marina

June 12, 2026

Responsive humans, fast claim processing

Pumpkin has humans who pick up the phone with the knowledge to help, and fast, fair payment for claims. I chose the company because they matched what i needed from insurance and the price is fair. They have been a delight to work with in every case so far. I don't hesitate to recommend people bringing their business here

Insurer: Pumpkin

By: Penny

June 12, 2026

Customer focused

When we first called to get more information the representative was knowledgeable and helpful answering all our questions. The app is easy to use whether it be to speak to a vet 24/7 or file a claim. Claim reimbursement is quick. Highly recommend Metlife Pet!

Insurer: MetLife

By: customer

June 12, 2026

Easy and fast claim processing

Receipt submission was very easy and the claims were settled with payment deposited in my account within days. My dog’s surgery center was able to submit directly. I received a text that the several thousand dollar claim had been approved before the front office staff could walk back to the room to tell me a couple of minutes later. Amazing!!

Insurer: Trupanion

By: Margaret

June 12, 2026

Easy to file claim

Easy to file claim. Quick response.

Insurer: MetLife

By: customer

June 12, 2026

Quick!!

The claim was sent out to me so quickly!! I had my vet appointment 7 days ago, I think I waited until the night evening to submit the claim and by 8:00 am this morning I had a deposit!!!! Amazing.

Insurer: Spot

By: Janelle

June 12, 2026

My claim was processed very quickly and…

My claim was processed very quickly and alleviated any additional stress due to our cat’s surgery.

Insurer: Pumpkin

By: Jacob

June 12, 2026

After a very expensive trip to the…

After a very expensive trip to the emergency Vet, I filed my claim and was reimbursed for most of the out-of-pocket expenses directly into my account within a very short period of time. It was a true blessing, and I couldn't be more pleased with my decision to purchase the insurance for my pet. Thank you, Spot Pet Insurance!

Insurer: Spot

By: Joe Bellott

June 12, 2026

BEWARE OF HEALTHY PAWS

Healthy Paws raises premiums to ridiculous levels as your dog gets older. I've insured my dog with Healthy Paws since she was 7 years old. She is now 13 and 1/2 years old. A year ago, Healthy Paws raised her monthly premium for mid-$80 per month to $129 per month. Today, they said they are raising it from $129 per month to $206 per month. THAT IS A 60% INCREASE!!!! I have never filed a claim that has been reimbursed by them. This is pure big business insurance company business with no concern for the client.

Insurer: Healthy Paws

By: Traci Saxon

June 12, 2026

I was very pleased at how quickly you…

I was very pleased at how quickly you reimbursed me! Thank you!!

Insurer: MetLife

By: Judith L Smedile

Compare top pet insurance providers plans.

For puppies and kittens, please estimate your pet's full-grown weight.