Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,641 total


June 12, 2026

Great company ! Never had a problem

Spot is very quick to respond to any submissions. Never had an issue with claims. Very good price - they are always fast and efficient responses!! Definitely recommend them! The price is even better if you go through sams club! Find it a great value for pet insurance and I have had a few different insurances.

Insurer: Spot

By: melinda rischar

June 12, 2026

Processed my claim very quickly.

Processed my claim very quickly.

Insurer: Spot

By: Dawn Robertson

June 12, 2026

Good experience sometimes there is a long wait for claim review

I have had a great experience with spot. My first claims were covered quickly. My most recent claim has taken much longer or my rating would be 5 stars.

Insurer: Spot

By: Briann

June 12, 2026

Spot Pet Insurance was SPOT on my fur…

Spot Pet Insurance was SPOT on my fur Baby got sick took him to the vet submitted my bill afterwards smooth process got Paid. I liked Spot

Insurer: Spot

By: Tom

June 12, 2026

Virtual support was easy and the claim…

Virtual support was easy and the claim was easy to submit and fast direct deposit.

Insurer: MetLife

By: Parent of Kitten

June 12, 2026

So easy to submit claims

So easy to submit claims

Insurer: Trupanion

By: Barbara

June 12, 2026

Very happy with the quick…

Very happy with the quick reimbursement! Very great experience so far.

Insurer: MetLife

By: Asher

June 12, 2026

Quick action on claim

Quick action on claim, good communication and easy to use.

Insurer: Fetch

By: Delita

June 12, 2026

Easy to file claim

Easy to file claim. Claim verified quickly.

Insurer: MetLife

By: customer

June 12, 2026

Very Easy Claims Process

"I submitted a claim that had both covered and non covered charges. Pets Best took care of reviewing everything, went directly to my vet for additional information needed, and processed the claim quickly. The explanation of benefits was clearly written and easy to understand."

Insurer: Pets Best

By: Michele

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