Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,709 total


September 05, 2025

Unreliable

Extremely dissatisfied with the service. Payments are slow, and the processing of claims is slow. It makes the whole process unreliable and unsustainable for providing health care for my dog.

Insurer: Pets Best

Veterinarian: Westside Animal Hospital

By: Max

Useful
September 05, 2025

VERY PLEASED WITH INSURANCE

Great dog insurance company. Claims very easy to file. Very fast payout directly to my Bank of America account. Payout on routine wellness visit with necessary vaccinations was so reasonable. Highly recommend this insurance company. I chose no limit coverage and feel comfortable having the no limit coverage. I have this insurance on both my mini schnauzers.

Insurer: Pets Best

By: Leigh Kirsten

September 05, 2025

Pleased with first claim experience

I am satisfied with Pets Best and like their pricing and ease of filing a claim. I was surprised it took as along as it did for them to send me payment, which they acknowledged. Hopefully that was a fluke. It certainly wouldn’t cause me to seek out other insurance.

Insurer: Pets Best

By: K

Useful
September 05, 2025

Highly Recommended

My cat needed a bunch of tests done. Prudent pet insurance took care of claims quickly. Highly recommended.

Insurer: Prudent Pet

By: Sandra

September 05, 2025

Prudent Pet Delivers

Prudent Pet honors its policy. Its timestamped processes have note been broken. I am impressed with the service I have received over the years with excellent customer service and, more so, easy UIUX online.

Insurer: Prudent Pet

By: Susan

September 05, 2025

Thank God for SPOT

I had to take my little dog Rascal to doggie ER kidney stones and pancreatitis he could not urinate he was in a lot of pain he still wasn’t urinating the next day so had to take him to his vet $1,600.00 later and some medication he was on the mend. I turned in my receipts Spot direct deposited into my account a week later. Thank God I had this insurance plan very very satisfied!

Insurer: Spot

By: Dineena Trout

September 05, 2025

A year of positive experiences

We have been with Embrace for a year and it has been easy and unstressful. Getting preauthorizations for tests is so helpful.

Insurer: Embrace

By: Paula Steinmetz Taylor

September 05, 2025

Filing a claim was simple. Straightforward.

Filing a claim to be reimbursed was super straightforward and couldn’t be easier. We’re so happy we have Spot coverage because that sudden surgery definitely hurt our wallets and we’re glad we were able to get back most of it!

Insurer: Spot

By: Robert Fox

September 05, 2025

Nationwide was the only one to insure…

Nationwide was the only one to insure rabbit 🐇

Insurer: Nationwide

By: JAMES FORD

September 05, 2025

Great company

Great company! Very easy to navigate the website and submit a claim.

Insurer: Embrace

By: Kyran Simpson

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