Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

63,366 total


October 04, 2024

Trupanion’s the best!

Hello I’m so glad that I have Trupanion insurance for my cats. I have one that had over 10K in vet bills due to urinary blockages and surgery. I would had have him treated with or without insurance, but knowing I could concentrate on my boy’s care instead of worrying about the bills was a huge relief! I have had many other claims over the 10+ years my cats have been covered by Trupanion’s plans. Most of the time I was reimbursed within less than 24 hours of submitting the claim. Trupanion has no payout limits or lifetime maximum, and if you have a deductible, it is per condition, not per year.

Insurer: Trupanion

By: Tanya

Useful
October 04, 2024

Thankful for Pet's Best

We chose Pets Best because it is the top rated pet insurance provider by Consumer Reports. The price for accident/illness coverage is very reasonable and we are very happy with the claims process. Our rescue puppy (Noodles) recently injested a large amount of mouse poison. After inducing vomiting at home we took her to Med Vet hospital in Canal Winchester, Ohio where she was treated for 48 hours. She suffered no permanent effects from the episode and is now healthy and happy. We were able to get her the best treatment possible because we knew we had pet insurance. Our claim was reimbursed in time for us to pay off our Care Credit balance with no interest. Pets Best is a blessing and we are very thankful to have this top rated coverage.

Insurer: Pets Best

By: Jerry

Useful
Verified October 03, 2024

Fair but unhappy

Trupanion has a convenient process for claim filing and you are reimbursed fairly quickly. My premiums have consistently gone up every year and I am not happy about this. Your reasons are just poor excuses.

Insurer: Trupanion

By: Debra

Useful
October 03, 2024

ASPCA is the very best

I have two dogs – an older dog and a six month old. I don’t know that I would’ve gotten a puppy without having had such a wonderful experience with ASPCA. I have used other pet insurance with previous fur kids . ASPCA is the best. It’s seamless. Their coverage policy is clear. I recommend them to everyone. I am recommending them to you.

Insurer: ASPCA

By: Colleen

Useful
October 03, 2024

Love my Nationwide

I have a chocolate lab who is mischievous to say the least and full of allergies. We visit Dr Brad of Davis Animal hospital on a regular visit for his shots. It’s so easy , take a photo of the statement, upload and Bam. Check arrived about 5 days give or take a day or so. Highly recommend Nationwide to all my friends!

Insurer: Nationwide

By: Betty

Useful
Latest 1 comments
Posted: | By: Kevin

Better hope something major doesn’t happen because they’re ceiling limit it ridiculous. We have the “major” medical plan that doesn’t pay “major” reimbursements Out of a 14K cancer treatment, they cover 5K

Verified October 03, 2024

Rates keep raising

My Newfoundland will be 6 this week. As a puppy he had a eye defect and needed surgery. I had $700 deductable. They would not cover his bills even after I had paid the deductable. Haven't collected a cent from them yet my premiums keep going up. I regret buying pet insurance from them!

Insurer: Trupanion

By: Lee

Useful
October 02, 2024

Fast Direct Deposit Claim payments

I had a few claims for my 5 year old lab in my 1st year with PetsPlusUs. I found out that the claims process worked very well when you provide all the needed information right from the beginning. I was also lucky that my Vet has a point person that provided a PDF document with all the Doctors medical notes and paid invoices in one file. I also provided an overview document and photos showing evidence of the medical issue. In 3-4 business days the money was in my account and an email with a paid claim document explaining how the claim was processed and how the deductible and co-pay amounts were factored into the claim. It’s been a great experience so far!

Insurer: Pets Plus Us

By: Wayne

Useful
October 02, 2024

Smartest thing I’ve done lately!!

Met Life is wonderful. It has more than paid for itself. It’s the only pet insurance I could find that covers dental cleanings! It takes a little longer than 5-10 days for a claim to be processed, but I always know they will take care of us.

Insurer: MetLife

By: Wanda

Useful
October 02, 2024

Met Life is the Best

We have two Doodles and one has had a few emergencies, Met Life covered it all. I love the coverage , claims done in a timely manner and customer service is the BEST.

Insurer: MetLife

By: Maryann

Useful
October 01, 2024

Never approve claims

Granted I have not had many claims but, the ones I have done, have not been approved. There's always an excuse as to why they won't approve the claims. I pay $400 a month for this insurance that doesn't cover anything. I keep it in hopes that one day if really needed my fur babies will be covered. I highly doubt it though.

Insurer: Pets Best

By: Tamay

Useful

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