Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

63,140 total


Verified September 13, 2025

Great pet insurance and easy to use

I love how clearcut it is to be able to file a claim, upload my receipts, and receive the money back. All within a timely fashion.

Insurer: Spot

By: Cristina Arecco

September 13, 2025

diagnosis list confusion

My issue is the fact that the diagnosis my dog is being treated for, osteosarcoma, is not included in your diagnosis list. other than that you folks are great.

Insurer: Embrace

By: JOANNE LARSEN

September 12, 2025

Bark up another tree. Stay away!

This company USED to be a decent company. NOW, it does not respond to emailsm nor calls. No one even answers the phone. We had over $1200.00 in claims and NOT ONE of them are eligible to be paid or for three months they are still "pending". What the negative reviews are stating IS TRUE!! DO NOT sign with this company. I am cancelling today!!! So tired of waiting to hear about "pending" claims though we and the animal hospital have submitted everything that was requested. BYE

Insurer: Embrace

By: P A F

Verified September 12, 2025

Emergency vet visit

We had to take our dog to the vet for a copperhead bite after hours at an emergency vet. Costs was around 1600 total for emergency vet and follow-up vet and we got about 1200 back. That reimbursement just proved yet again why pet insurance is so important to us. Gladly would suggest Pumpkin to any pet owner.

Insurer: Pumpkin

By: Kaitlyn Propati

September 12, 2025

Fast claim process

Fast claim process

Insurer: Pets Best

By: Sachi Miller

Verified September 12, 2025

quick results

quick results

Insurer: Spot

By: Alida Ortiz

Verified September 12, 2025

Singing the praises for Spot Insurance

I want to sing the praises for Spot Pet insurance. My dog tore his ACL while playing ball and when I consulted my vet, I was told that he would need an operation to correct the issue. Fasr forward, I submitted my surgery invoice to Spot and they reimbursed me 90% of the cost. They were a life saver and a great support. Spot does it right!

Insurer: Spot

By: Bob Bellucci

Verified September 12, 2025

Even young, healthy cats need insurance

When my fur baby swallowed some he shouldn't have, he had to be rushed to vet and had emergency surgery. Spot came through with my claim quickly. I don't know what I would've done without them.

Insurer: Spot

By: Paula Willson

September 12, 2025

The live chat with Pearl

The live chat with Pearl, her quick assistance and the coverage, affordability and option to choose vet you want.

Insurer: Fetch

By: Suzana

Verified September 12, 2025

When I put in my claim, they were very prompt in dealing with it & notifying me & I disbursing the funds to me .

When I put in my claim

Insurer: Spot

By: katherine

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