Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

63,140 total


September 12, 2025

I’ve had this insurance for two four…

I’ve had this insurance for two four years I used to have a different insurance that paid better every time you’ve processed your claims this insurance has been going up every year and pay it out less even if you don’t have your dog diagnosed for the correct disease they may have very difficult to get them to pay the full amount The other insurance I used to have with a lot easier to process. I really don’t recommend them so I went ahead and cancel them. It’s just not worth spending the money for two pets when they do not process the paperwork on time claims they request so much paperwork by the time you get done it’s like 30 days to have to wait to process granted you get a military discount but in the long run, it’s not worth it.

Insurer: Embrace

By: Alma murrah

Verified September 12, 2025

The process was quick and updates on my…

The process was quick and updates on my claim were very timely and friendly

Insurer: Pumpkin

By: Anthony

Verified September 12, 2025

easy to use and reliable

Its the easiest pet insurance to use. Claims are processed quickly. No fuss.

Insurer: Pumpkin

By: Happy Customer

Verified September 12, 2025

Pumpkin provides lightening fast claims…

Pumpkin provides lightening fast claims processing. Also if you have any kind of question, they are quick, friendly and helpful! A+

Insurer: Pumpkin

By: Marcia Goldstein

September 12, 2025

Karley is awesome!

Thank you, Karley, for setting up Lexi's new policy and clearly explaining the levels of the Wellness ad-on plan. You were incredibly kind and helpful today...much appreciated!:)

Insurer: Fetch

By: Trish Richter

Verified September 11, 2025

I went through the entire sign up…

I went through the entire sign up process and then was rejected. Which reminds me to make sure Nationwide did put anything on my card

Insurer: Nationwide

By: customer

September 11, 2025

Very fast processing of claims

Very fast processing of claims. Would definitely recommend. Have had this current policy for 5 years and no issues whatsoever being reimbursed.

Insurer: Embrace

By: Melanie Moss

September 11, 2025

Embrace has always been great at paying…

Embrace has always been great at paying claims. Before I had Medicare, I wished they did people insurance.

Insurer: Embrace

By: Roy

Verified September 11, 2025

It is very easy to submit claims

It is very easy to submit claims. The reimbursement comes quickly. And if you ever need help customer service is great.

Insurer: Spot

By: Autumn Brown

Verified September 11, 2025

Spot makes claims simple

Spot makes claims simple. And more importantly, they actually approve claims. There's always a concern that insurance isn't going to cover things, but we've been able to submit the documents we got back from the pet hospital and a few says later the payment was made.

Insurer: Spot

By: Mark Kennedy

Compare top pet insurance providers plans.