Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
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YourMidleading explanation of coverage is…
Your explanation of coverage is misleading. My plan says it covers surgery, and spaying is surgery. I also have a preventative policy. Your website indicates that spaying as preventative, but doesn’t make it clear that the Gold tier doesn’t include spaying. I will be taking my coverage for both my dogs elsewhere.
Insurer: Spot
By: Kathleen Zobel
Total scam
Total scam! Go with a different option. You end up paying MORE using Spot just to have a membership - they cover almost nothing.
Insurer: Spot
By: Mark Daunis
Fast and easy to submit a claim
Fast and easy to submit a claim. Processed within a few days!
Insurer: Spot
By: Ann Hahn
Claim was handled quickly and fairly
My cat Piper had an unknown mishap that left him lame in his right front leg. I took him to the vet, who treated him with several injections. Piper recovered within a few days. Pumpkin paid the claim promptly. I am happy with their service.
Insurer: Pumpkin
By: Douglas
Always a good experience
Always a good experience. App works perfectly for submitters. Hear back constantly until review is completed. Work well!!
Insurer: Fetch
By: Harry
My First Claim Experience
I made my first claim this month. Spot’s website was user friendly. I received an acknowledgement email and specific additional information needed. I received another acknowledgment email. A final email the next day stated that the claim was accepted and asked if I preferred a check in the mail or directly into a bank account. Couldn’t be better.
Insurer: Spot
By: Customer
You guys paid the claim right away…
You guys paid the claim right away appreciate it thank you
Insurer: Spot
By: Tami Dempsey
First time experience with Spot
First time experience with Spot, of filing a claim. It went very smooth, and Spot processed my claim within 4 days of submitting my bills and documents from the vet. So glad I took out insurance on my pet.
Insurer: Spot
By: Patricia
I love this insurance so far
I love this insurance so far. They have taken care of both wellness visits for my pup and kitten. The reimbursements were in my bank within days! Thank you for the piece of mind, ASPCA!
Insurer: ASPCA
By: Bonnie