Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

63,140 total


Verified September 14, 2025

Very quick response to claim and very…

Very quick response to claim and very fair outcome. A Great experience overall :)

Insurer: Pumpkin

By: Nick Roman

Verified September 14, 2025

Having Embrace Pet Insurance is a MUST

Having Embrace Pet Insurance is one of the best decisions I’ve ever made. Our fur baby means more to us than words can say. We learned the hard way in tough situations with our previous fur babies and didn’t want to be unprepared again. We recently had a scare and had to admit our fur baby to the hospital. Thankfully he pulled through and made a full recovery. The bill for the treatment was well worth the outcome, but needless to say it would have not been possible for most owners to do as the cost was high. It would have substantially put us behind financially, but Embrace saved the day for us. Having the support from Embrace gave us security and allowed us to decide to save this precious dogs life. Without Embrace Pet Insurance we would have lost all we owned to save his life. Can’t express the gratitude we feel. I highly recommend all pet owners get Embrace Pet Insurance. I know I will use them for every pet we have for the rest of my life. You never want to have to use it, but if you do, you’ll want it to be with Embrace.

Insurer: Embrace

By: Chaz Trimble

September 14, 2025

Pets Best

Pets Best! YES! The best! Reimbursement came quickly with no hassle… True to the word about reimbursement as well… Highly recommend this company for your pet insurance…❤️❤️

Insurer: Pets Best

By: Patty Hahn

September 13, 2025

Submitted claim

To submit a claim the process was super easy and quick. Not complicated at all which is a big plus. The photo option and drop downs on the reasons for the claim were helpful.

Insurer: Embrace

By: Fernando Marin

September 13, 2025

User friendly

User friendly - smooth claims process - clear plan details

Insurer: Embrace

By: Josh Barker

September 13, 2025

I have Two dogs insured with PB

I have Two dogs insured with PB, one is 8 and one is 2. This company has been supportive and consistent with paying claims. Sometimes it takes longer than I like and a few times I have had to call cs but I am happy with the plan I signed up for. It’s important to decide on your deductible, copay and annual limit before signing bc those things can’t change easily afterwards. And premiums have increased a lot. I am locked in forever due to preexisting conditions so that’s a concern.

Insurer: Pets Best

By: cheryl petrie

Verified September 13, 2025

My fur baby got sick spent 4 days in…

My fur baby got sick spent 4 days in the hospital. Turned in form etc.... they covered my policy QUICK! No hassle! Wish everything else was so dependable. LOVE LOVE LOVE Spot Pet Insurance!

Insurer: Spot

By: Roland

Verified September 13, 2025

Very happy with the results and speed…

Very happy with the results and speed of getting reimbursed

Insurer: Fetch

By: Georgia

Verified September 13, 2025

Good communication and claim quickly…

Good communication and claim quickly paid

Insurer: Pumpkin

By: Spotz'

Verified September 13, 2025

Best pet insurance ever

When I called to get, I don’t know if it’s called preapproval but the equivalent of preapproval for my dog surgery I was told yes absolutely it would be covered submitting the claim was so easy and I received reimbursement of 90% within 3 to 7 business days no questions asked no delays.

Insurer: Pumpkin

By: Christina Kissick

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