Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

59,211 total


April 01, 2023

Unsatisfied

I filed a claim 3/9/23 for $132.00 and you all are only paying $7.56 back to me. You said you would pay 90% and that isn't happening so I no longer want this insurance. Your promises to me aren't being kept and I had to do legwork myself. NOT ACCEPTABLE!!!

Insurer: Trupanion

By: Carla

Useful
March 31, 2023

Great coverage

A major surgery was covered after an accident. I am so glad I’m a client. Peace of mind. Highly recommend Pets + us in Canada.

Insurer: Pets Plus Us

By: Larry

Useful
March 31, 2023

So Far - So Good

After spending tens of thousands of dollars on orthopedic fixes for an old Doberman years ago, we get all of our dogs covered by insurance as soon as they're eligible as young puppies. This minimizes the risk of any problem being denied coverage because of a pre-existing condition as the dogs age. Embrace has been our go-to pet insurer for almost 20 years. One of our current pack - an almost 6 year old Frenchie was diagnosed with an awful form of encephalitis at 2 years. With care from an amazing neurologist and a little chemo every month, this dog is blind in one eye but otherwise is a spunky troublemaker that loves to play and walk. Except for a once/year $750 deductible and a 20% copay, Embrace covers all of this dogs treatment, reimburses promptly, and has been a life saver...literally. Don't delay getting coverage and strongly consider Embrace. The Embrace team has been an unwavering partner through our dog's bumpy journey.

Insurer: Embrace

By: David

Useful
March 31, 2023

Simply the best!

I train and depend on Service Dogs. When they are sick their human partner suffers. EMBRACE pet insurance is the best out there....all of my 10 Labs are insured and bills exceeding 10k were paid without question..90% $200 deductible. I will never have a dog without Embrace pet insurance. Its my promise to the canines that make life possible!

Insurer: Embrace

By: Davis

Useful
March 31, 2023

HEALTH INSURER DOESNT PAY THE VET REALLY?

OMG! How dare a so called HEALTH INSURER not pay the doctor/ Veterinarian visit fee!! THe first thing you should do if you love your pet is run to your vet if your loved one is sick...Your child should go to the doctor. A company that discourages you from doing so cant possibly have your pets welfare in mind! Logical right? Many people struggle to pay health insurance premiums and dont have extra money to pay a vet. SO the pet doesnt go to the vet and Healthy Paws doesnt pay. GO FIGURE! Also Healthy Paws was sued on a class action basis. Once your pet has a PREEXISTING condition youre stuck. Healthy Paws raises rates...BOOM. If you love your pet...RUN AWAY DONT SUPPORT THIS COMPANY!!

Insurer: Healthy Paws

By: Dave

Useful
Latest 1 comments
Posted: | By: Healthy Paws Customer Service

Dave, We're sorry that you were not satisfied with your plan. We do our best to be transparent throughout our website, during the enrollment process and in the plan documents available to each client in their online Healthy Paws account regarding the limited exclusions of our plan. Those exclusions are pre-existing conditions, preventative/routine care and the office visit fee (vet exam, emergency exam, recheck or consultation). Anyone visiting our website can see this information on our “Benefits, Coverage and Exclusions” page. By making the office visit fee (vet exam, emergency exam, recheck or consultation) part of the pet parent's financial responsibility, it allows us to offer a complete accident and illness plan.at an affordable monthly premium.

March 31, 2023

Nationwide

I have had Nationwide Ins since 2017 when I adopted my little girl. She has had many claims. They are prompt, helpful and so easy to deal with. It has been a great experience.

Insurer: Nationwide

By: Linda

Useful
Verified March 31, 2023

Furkin was great for my claim

My dog had an emergency which lead to several other tests to determine the underlying cause. Furkin was great, this was my first claim and I got the claim amount pretty quickly, I also had to reach out to customer support throughout for a couple things and they were super great. All in all, I’m so grateful for their services, I don’t know where I or my dog would be without them.

Insurer: Furkin

By: Natalie

Useful
Verified March 31, 2023

Did some reasearch and chose Furkin

We adopted our little kitty Cricket in February of last year and after doing some research decided to get pet insurance through Furkin "just incase". So glad we did!! In just over a year she has been diagnosed with asthma and then struvite urinary crystals. Both of those diagnosis came with lots of tests, vet visits, and treatments. Furkin processed all our claims very quickly and I'm happy we chose them as our insurance provider.

Insurer: Furkin

By: Veronica

Useful
Verified March 31, 2023

Easy to understand policy

Easy to understand the policy and apply

Insurer: Furkin

By: Soheil

Useful
Verified March 31, 2023

Peace of mind

24 hour coverage, 90% coverage

Insurer: Trupanion

By: Lorna

Useful

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