Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,674 total


November 18, 2025

We had to put our dog down and they…

We had to put our dog down and they called with condolences and to check on our other pup as well. We got reimbursed exactly as expected, and they took care of automatically cancelling our deceased pup’s policy so we didn’t have to even think of it. It’s not easy losing a family member but they did everything they could to make it easier

Insurer: Spot

By: Kyndra Wyse

November 18, 2025

The app is very easy to use

The app is very easy to use. I submitted my receipts online and was reimbursed via Zelle in a timely manner. Easy and painless! Thanks

Insurer: MetLife

By: Kris Collins

November 18, 2025

Filing a claim

Filing a claim, including downloading the needed claim documents, is an easy process. Claims are also processed in a timely manner.

Insurer: MetLife

By: customer

November 17, 2025

I have throughly been impressed with…

I have throughly been impressed with how quickly MetLife Pet insurance has addressed our claims and with the reimbursement we have received. I am so glad I signed up with them and highly recommended them!!!

Insurer: MetLife

By: Stacy

November 17, 2025

Ease of filing claim and quick payment.

Ease of filing claim and quick payment.

Insurer: MetLife

By: Gene H

November 17, 2025

I was able to get my claim uploaded…

I was able to get my claim uploaded easily and had a response saying it was received before the end of the same day. Review process was alot quicker than some of the other insurances' I've had to deal with in the past.

Insurer: MetLife

By: customer

November 17, 2025

Easy online claims.

Easy online claims.

Insurer: MetLife

By: Aledra

November 17, 2025

Dropped my sick dog!

Nationwide dropped my plan as soon as my dog got sick! I had seen other reviews saying Nationwide is great until your dog gets sick then they drop you and sure enough that's what happened to me. I paid increasing premiums for five years and then my dog got glaucoma and had a bunch of claims and then my plan was "discontinued" at renewal. They offered me another plan at nearly double the rate for less coverage and they wouldn't even provide me with a written overview of the plan in advance they could only give me the details verbally. And now I can't go anywhere else because then my dog's condition would be considered "pre-existing." They know I'm forced to stay with them at their outrageous prices. Shady company!

Insurer: Nationwide

By: Lisa Nohner Robb

November 17, 2025

Billing and filing claims is efficient

Billing and filing claims is efficient, and coverage has been solid.

Insurer: MetLife

By: Michael

November 17, 2025

Simple Claims Process

I appreciate how quickly claims are handled and completed. I always receive ample communication emails to keep me updated with claim statuses. I have found MetLife easy to work with and reliable.

Insurer: MetLife

By: Erin H.

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