Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,674 total


November 18, 2025

I was faced with an emergency situation…

I was faced with an emergency situation for care of my dog, which required a visit to an emergency pet hospital and subsequent surgery. The cost of these services was substantial in a mere 5 days. I am thankful to Met Life for processing my claims so efficiently along with their quick payment.

Insurer: MetLife

By: customer

November 18, 2025

You make it easy to submit claims and…

You make it easy to submit claims and whatever documentation is necessary. Payments are simple, fast, clear. Love your service.

Insurer: MetLife

By: Cliff

November 18, 2025

Easy

Easy to submit claims.

Insurer: MetLife

By: Missy

November 18, 2025

Did not cover my dog's rabies vaccine

I purchased Pets Best with the hope that I will get some reimbursement for my dog's maintenance and wellness routine. Turns out that there is a "cap" on how much they cover, and for the last rabies vaccine (yearly wellness vaccine), they did not cover anything. I had to pay full price on wellness. If I'm going to pay full time every time I take my dog to the vet for a check up, AND pay the insurance, I might as well not pay any insurance at all and put the money in a savings account. Think twice before you purchase these kind of scams.

Insurer: Pets Best

By: Paula

Useful
November 18, 2025

It was easy to file my claim through…

It was easy to file my claim through the Fetch app. Responses were quick and clear. The claim was completed and paid within a week!

Insurer: Fetch

By: CARLA LONG

November 18, 2025

DO NOT get your pet Lemonade Pet Insurance it's a SCAM In My Opinion

DO NOT get your dog or cat Lemonade Pet Insurance. It is cheap for a reason and you truly get what you pay for. I have been with Lemonade since 2019 and have had to fight them repeatedly for payouts over the years. What happened this week with one of my cats was the last straw. I filed a formal complaint with the California Department of Insurance and submitted all of my documentation for review. Lemonade Pet Insurance has started another medical history review for this cat even though they already completed one five months ago and already have his full records. This time they contacted twelve different veterinary offices. Many of these clinics are for my other cats or for my dog who sees multiple specialists. Some clinics are closed. Some have never treated this cat. None of them have any records that relate to this claim. I am now receiving calls from confused veterinarians who are asking why Lemonade Pet Insurance is reaching out to them, and several expressed concern once I explained what was happening. This pattern of delays, unnecessary requests, and improper handling is exactly why I filed a complaint. Pet parents, please research carefully before choosing Lemonade Pet Insurance. They make an already stressful situation even harder.

Insurer: Lemonade

Veterinarian: Bixby Animal Hospital & Urgent Care

By: andreana

Useful
November 18, 2025

It was easy to apply

It was easy to apply

Insurer: Nationwide

By: customer Kelly Peralta

November 18, 2025

It was easy to figure out what was the…

It was easy to figure out what was the best way for our cat and get him future help

Insurer: Nationwide

By: Richard Loewen

November 18, 2025

MetLife came through for me and my dog…

MetLife came through for me and my dog big time with CCL surgery. I was very skeptical, given the industry, and I did a ton of research. MetLife covered everything they said they would. It has been a completely frictionless process, and pretty fast claim review and immediate payment. Customer service has been fantastic. I can't believe I'm saying this about an insurance company. We'll see if my rate goes up after one year...

Insurer: MetLife

By: customer

November 18, 2025

Use of submitting claim superb!

Use of submitting claim superb!

Insurer: MetLife

By: customer

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