Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,674 total


November 20, 2025

so easy to file claims

so easy to file claims. all my cats have had issues the last few months and it’s been very helpful having such great coverage for them.

Insurer: Spot

By: Aimee

November 20, 2025

To good to be true

We were a little skeptical about this insurance, but after sending in several claims and actually getting money back, we now believe in this insurance for our dog

Insurer: Fetch

By: Jerry

November 20, 2025

Reliable and quick

Reliable and quick

Insurer: Spot

By: Marielle Wiklund

November 19, 2025

Very up front regarding costs and…

Very up front regarding costs and coverage. Process was easy.

Insurer: Nationwide

By: Lenora

November 19, 2025

I love Spot Ins

I love Spot Ins! It is very self explanatory, claims are so easy and refunds are very fast!

Insurer: Spot

By: Robyn Lewis

November 19, 2025

Claims are super easy

Claims are super easy! And when I spoke to a rep on the phone, she was super helpful and kind! She also asked me how my pets were doing and I felt that she genuinely cared about their well being.

Insurer: Spot

By: Karlee Jimenez

November 19, 2025

So far so good

So far so good. But I was wondering why I didn't receive any credit for Lia's last follow up visit when she got another shot.

Insurer: Fetch

By: Claudia Anderson

November 19, 2025

Easy Claims! Hassle Free!

It’s so easy to file for claims. Pay out of my pocket first then file for the reimbursement for the Vet services . Go to the MetLife Pet Insurance App submit all the documents (take photo) and a few days later you get your money back.So simple !

Insurer: MetLife

By: Agnes Rigney

November 19, 2025

Very fast turnaround rate

Very fast turnaround rate - easy to use app and website.

Insurer: Spot

By: Courtney Becker

November 19, 2025

Great company

I’m very grateful for the support and service I received from my pet health insurance. They were quick, fair, and efficient with every claim I submitted, and the reimbursement process was always smooth. When my cat became seriously ill, they handled everything with compassion and understanding. They even covered the cost of euthanasia when it became the only humane option. I highly recommend them for their reliability, fairness, and kindness.

Insurer: Pets Best

By: Inna Itskova

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