Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program.

Learn more about Healthy Paws' plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider. 

Average customer rating

9.7 Out of 10
60 Days 1 Year Lifetime
Rating 9.2 9.6 9.7
Count 137 1060 6504

Healthy Paws Pet Insurance Reviews

10
Out of 10
Recommended
Posted: 04/09/2021
By:
Robin
Stein

The best pet insurance. I had another insurance company and was having trouble getting my bills reimbursed. Someone I work with recommended Healthy Paws so I made the change. Best thing I have ever done. They have covered every claim I have filed and...

Injury/illness
Claim Amount
Breed

Mixed Breed Small (10-20 Lbs)

Age of Pet
1 - 8
10
Out of 10
Recommended
Posted: 04/09/2021
By:
Kim
Bauman

I am so grateful and impressed with Healthy Paws customer service and speediness on resolving claims. I lost my job when the pandemic hit and it's been a rough road with my dog Pancake. I adopted her 11 months ago and right after adopting her had to take...

Injury/illness
Claim Amount
Breed

Mixed Breed Small (10-20 Lbs)

Age of Pet
1 - 8
10
Out of 10
Recommended
Posted: 04/09/2021
By:
Patty
Lewis

Healthy Paws lwas so easy and efficient They are readily available and willing to go above and beyond to help with your claim. We have a 3 year old cat that was diagnosed with (CKD) chronic kidney disease. We were faced with whetherowe could hospitalize...

Injury/illness
Claim Amount
Breed

Mixed Breed

Age of Pet
1 - 8
10
Out of 10
Recommended
Posted: 04/09/2021
By:
Kendra
G

Our dog developed a large, serious abscess, and after ignored by the usual vet. I woked up at 2AM to our dog crying terribly because it had come to the surface and ruptured, exploding lymph and blood everyone. At age 5, we weren't going to let her go...

Injury/illness
Claim Amount
Breed

Mixed Breed Medium (20-70 Lbs)

Age of Pet
1 - 8
Monthly Cost

$15 - $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.

You can choose a co-pay of 10%, 20%, 30% or 40%.

The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750*

*Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment.

Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. 

Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.

Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites.

Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable.

With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.