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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

PetInsuranceReview recommened

Great experience all around

Spot's website made it very easy to get a policy for our cat online. In just a few minutes, we were enrolled and part of "the Pack". Thanks Spot!
  • INSURER: Spot
  • POSTED: 02/10/2022
  • BY:
  • BREED: American Shorthair
  • AGE OF PET: 1 - 8

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9

out of 10

PetInsuranceReview recommened

Overall a great experience with its flaws

Overall, Embrace has been amazing. It's on the higher end of premium costs compared to others, so with that, I expect higher service and they have definitely delivered on that. We have had a policy with them since 2019 and have only had 1 or 2 "issues" and it's really just been with the claims person who was handling our claim. I won't get into detail because I truly think it was her lack of effort, not the company as a whole. Embrace makes it VERY easy to submit claims and they process them quickly. Like in less than 24 hours. This is new and improved but it matches the service I expect for my monthly premium cost. Their online portal is easy to use and overall we are happy with them! We get a discount for being USAA customers, so I would see if your current insurance plan has a deal with them as well!
  • INSURER: Embrace
  • POSTED: 02/10/2022
  • BY:
  • BREED: Mixed Breed Toy (up to 10 Lbs)
  • AGE OF PET: 1 - 8

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10

out of 10

PetInsuranceReview recommened

Best coverage

I took my dog "Porkchop" for emergency surgery and paid next to nothing because of the coverage I had with Spot Pet Insurance. I'm incredibly grateful for their help and ease with submitting the claim and getting reimbursed so quickly.
  • INSURER: Spot
  • POSTED: 02/10/2022
  • BY:
  • BREED: Mixed Breed Small (10-20 Lbs)
  • AGE OF PET: Under a year

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10

out of 10

PetInsuranceReview recommened

I am so sincerely grateful for all the staff who helped me during this difficult time.

I am sincerely grateful for this pet insurance. Bought policies for both of my pets when I adopted them and have never regretted paying the policies each month. It is difficult on my fixed income but a blessing when an emergency arises. Loki's emergency came on the morning we received eight inches of snow! He was rushed to MetVet Animal Hospital and received top-notch care for two days which resulted in $3.047 in bills. I was frantic but the claims representatives were reassuring and helped me get the proper documents filed in the correct manner. It was complicated for me, and I had to call three times to get it done correctly. Each time I was treated with respect and concern. I highly recommend this insurance to all pet owners!
  • INSURER: 24PetWatch
  • POSTED: 02/10/2022
  • BY:
  • BREED: Maine Coon
  • AGE OF PET: 1 - 8

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10

out of 10

Verified Reviews

PetInsuranceReview recommened

Trupanion is the best!

My Vet recommended Trupanion as soon as I got my French bull dog. The breed is known to have health issues and the hospital and vet bills are very costly. Trupanion is very easy to file a claim on-line. You will get an immediate response followed by payment. I can't say enough good things about this insurance company!
  • INSURER: Trupanion US
  • POSTED: 02/10/2022
  • BY:
  • BREED: French Bulldog
  • AGE OF PET: 1 - 8

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10

out of 10

Verified Reviews

PetInsuranceReview recommened

Excellent service

I cannot say enough about the help from everyone I dealt with at Trupanion. The ease of processing my claim for Missy's treatment was exceptional. Everyone was concerned about Missy and always asked me how she was doing after her emergency surgery. Thank you all so much!
  • INSURER: Trupanion US
  • POSTED: 02/10/2022
  • BY:
  • BREED: German Shepherd
  • AGE OF PET: 1 - 8

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10

out of 10

PetInsuranceReview recommened

My cats been insured with 24 for 12 years. Great company.

Great company. My cats have been insured with them since kittens. Over 12 years of exceptional service.
  • INSURER: 24PetWatch
  • POSTED: 02/10/2022
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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10

out of 10

PetInsuranceReview recommened

Highly Recommend - Fast Reimbursement and Easy Process

Get the insurance!!!! When she got sick a few weeks ago we took her to an emergency vet clinic - our bill walking away from there was $1,149. We immediately had to take her to the vet specialist - our deposit was $10,045 😳😳 because they expected the total bill to be $13-$15K. The bill after surgery ended up being less than this at around $6,500 total. So in the end we walked away from both visits with a total of $7,700 in bills! I can say that without pet insurance this decision of having the surgery would not have been an easy one and more than likely at her age we would have skipped it, which would have risked her life and we could have lost her. Healthy Paws Pet Insurance was immediately on top of our claims and we have already received our reimbursement checks where they covered 80% of the bills. Yes that means we still paid about $1500 out of pocket but that was a no brainer and allowed us to go through with everything necessary and hopefully earn a few more years with Delilah!
  • INSURER: Healthy Paws
  • POSTED: 02/10/2022
  • BY:
  • BREED: Mixed Breed Medium (20-70 Lbs)
  • AGE OF PET: Over 8 years

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10

out of 10

PetInsuranceReview recommened

Thanks Spot Pet

Quick and easy sign up. Great response time. So far everything is great!
  • INSURER: Spot
  • POSTED: 02/09/2022
  • BY:
  • BREED: Husky
  • AGE OF PET: 1 - 8

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10

out of 10

PetInsuranceReview recommened

Timely and efficient coverage

This is not the first time I have had to use the insurance coverage, but I'm so glad I have the coverage. My Havi has gastro intestinal issues that we are still trying to figure out the cause. Trupanion has paid the claim quickly and efficiently. Thank goodness too as I'm on a fixed income.

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