154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,760 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,319 reviews

4.9
Healthy Paws

10,775 reviews

4.9
Fetch

27,461 reviews

4.9
Pets Best

14,152 reviews

4.9
Trupanion

62,998 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified May 24, 2023

Details are Important

I appreciate the detail with which the representative explained the coverage,

Insurer: Spot

By: Mamma Bear

May 24, 2023

CLAIMS DENIED

i have filed 2 claims, one for a UTI that was denied as they stated it was a pre-existing condition as our dog had had one 5 months prior. Not sure how that is pre-existing as it isn't for a human - you sometimes just get them. The other one was for a sprain and again denied. Our dog jumped up to get a squirrel that ran up a tree and came down and landed wrong and hurt her leg. She was not seen by the vet just a phone call, they just gave her anti inflammatory and 7 days later was fine. 8 months later (last week) she was running and stepped into a hole and sprained her wrist on the same leg - CLAIM DENIED!!!! PRE EXSITING CONDITION. Not sure how a sprain qualifies for that but for them it does. been paying 70.00 a month for about 8 months and have got nothing. She was diagnosed with arthritis now so denying this as well. Don't waste your money!

Insurer: Lemonade

By: Sandi

Useful
Verified May 24, 2023

Fast and easy

It had what I was looking for and it wasn’t hard to get thru

Insurer: Prudent Pet

By: Tanya Greto

May 24, 2023

Don't throw your money away!

Have had this insurance since my dog was a puppy, specifically to avoid pre-existing conditions. They will absolutely do everything in their power to deny every claim. They also say they do not raise their prices as your dog gets older, but our cost was raised 20% every year in the last four year for "an increase in industry prices". We have used PetsBest before and would them again, but would never use Trupanion. Buyer beware - you are throwing your money away!!

Insurer: Trupanion

By: Julie Burke

Verified May 24, 2023

Very grateful

When I found out my dog was going to need surgery, I was worried at first before I submitted a pre approval. I was surprised at how fast and easy it was. I was approved right away. My dog had his surgery yesterday and is home. If I'd wasn't for Trupanion I really don't know what I would have done Thank you Trupanion you are awesome

Insurer: Trupanion

Veterinarian: Dr Jones Tropicana Animal Hospital

By: Cathy

Useful
May 24, 2023

They lied about coverage so I would sign up

I specifically asked them if they would cover my dog for any accidents after he had a surgery over 18 months ago and was assures they would. After I signed on with them, they changed their minds. Don't buy in to their sales.

Insurer: ManyPets

By: Tracy Smith

May 24, 2023

Cheap and useless

The rates are inexpensive alright, but when it comes to reimbursement, they will get very creative in making excuses to not pay. After weeks of back and forth with the claim specialists, my claim finally got $0 reimbursement, and the reasons were ridiculous. I do NOT recommend the provider.

Insurer: Furkin

By: Nikolai

Useful
Verified May 24, 2023

I think embrace should have paid more…

I think embrace should have paid more than 100 dollars back from the only claim we ever processed

Insurer: Embrace

By: Vanessa Mckenna

Verified May 24, 2023

I already have your insurance just…

I already have your insurance just added another dog I like the fact that you would pay the vet directly.

Insurer: Trupanion

By: customer

May 24, 2023

They respond so quick to my claims

They respond so quick to my claims

Insurer: Pets Best

By: Elizabeth Lopez

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