154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,927 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,780 reviews

4.9
Fetch

27,472 reviews

4.9
Pets Best

14,160 reviews

4.9
Trupanion

63,001 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

July 06, 2023

Very disappointed in the denial of my…

Very disappointed in the denial of my claim. This company looks to skirt around any claim to not pay what they advertise on website and videos. Will be finding a new insurance company soon.

Insurer: Trupanion

By: Adam Dalton

Verified July 06, 2023

Excellent Service

Customer service reps are knowledgeable, compassionate and extremely patient. The claims process was easy and turnaround very quick. The explanation of benefits and reimbursement amounts correlate exactly to my expectations based on my policy description. Very happy with this service!

Insurer: Healthy Paws

By: Tanya

July 06, 2023

Thank you!

I first felt that the claims took too long to be paid. Once I got used to that I have to say this insurance is amazing. My mylo was sick for quite a few years and we always got back more than what we paid for the yearly policy and it never went up much even though we used the insurance. We lost our dog last month and the next day we got a call from aspca offering their condolences. And without asking I was reimbursed for the remainder of my premium. I truly appreciated the phone call, the reimbursement and the opportunities I was able to give my dog because I had this great insurance.

Insurer: ASPCA

By: Stephen Bonczyk

Verified July 06, 2023

I thought the explanations were great

I thought the explanations were great She made sure I understood and I was getting the best coverage for my 😺 kitty.

Insurer: Pumpkin

By: KathyV

July 05, 2023

Get any other insurance for your pet

Get any other insurance for your pet. Pets Best traps you by increasing your premium exponentially every year, regardless of how much you've paid into the policy already and you cannot switch to another provider if your pet has ever been diagnosed with anything. My dog's vet has said my dog has developed some "mild arthritis" that is actually very mild considering her age and their "underwriter" was quick to remind me that nothing associated with that would be covered in the future if I changed plans. I was quoted a significantly lower amount if I canceled my pre-paid insurance a month earlier and started out as a new customer starting out with a much older dog than I was just to renew my policy. When I questioned that, they assured me that nothing that had been previously even mentioned as a potential concern by my vet (she has no official diagnosis for anything) would be covered. Don't trap yourself with this terrible "insurance" it is a waste of money spent on high premiums every year with minimal reimbursements even after the deductible and at 90%. They say they pay for prescriptions but they don't pay for prescription diets. Their app is terrible, you cannot use it to submit a claim - it simply doesn't work, you have to go to their website. Also, the claims take double the time to process than they estimate, which is already far too long (up to 45 business days) especially when every other provider pays claims almost instantly and actually has functioning apps through which you can submit the claim. Don't make the same mistake I did. Get your pet decent insurance and do not get trapped by "Pet's Best." Good luck :)

Insurer: Pets Best

By: Geena Lawrence

July 05, 2023

Terrible

Absolutely the worst pet insurance. I have 2 dogs and have been submitting claims since December, they refused the pay all my claims. They take more than 20 + days to review the claims and reply them. They have denied all my claims so far from different vets. The app is horrible.

Insurer: MetLife

By: Aline Vazzoler

Verified July 05, 2023

The representative took Her time…

The representative took Her time explaining about the insurance options.

Insurer: Pumpkin

By: customer

Verified July 05, 2023

Enrollment was very easy

Enrollment was very easy. I signed up for the 0 deductible plan. Same day I took my dog to the vet. He had a seizure a couple days before. Trupanion didn’t cover a penny, because they claim it was a prior condition before I signed up. My dog hasn’t even been diagnosed with seizures prior to the day I took him, meaning officially by a vet. So I paid almost $300 for a month, and they didn’t even pay half of the Vets visit, not even the medication I had to get for him at the pharmacy. So I’m really disappointed.

Insurer: Trupanion

By: German Lady

Verified July 05, 2023

Made several claims in June

Made several claims these last few weeks for our pup and Embrace took care of these claims in a fast and great manner. I would recommend Embrace to every pet owner !

Insurer: Embrace

By: Hendrika Henry

July 05, 2023

Claims

I have 2 pets on this insurance. 2 claims were reveiwed, both claims accepted. It is stressful having pets with medical problems , dealing with the stress with the comfort of the pets, they are family, don't want to see them in distress. Thankfully this has helped take some stress and worry away. Thank you

Insurer: MetLife

By: Marlene

Useful

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