154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,321 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,339 reviews

4.9
Healthy Paws

10,806 reviews

4.9
Fetch

27,505 reviews

4.9
Pets Best

14,171 reviews

4.9
Trupanion

63,021 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

August 11, 2023

Bad service due to "System Upgrades"

Trupanion has normally been a very responsive company. However, I think it is ridiculous that this company is still blaming a system upgrade that supposedly occurred months ago for their poor service. System upgrades should not adversely effect customer service. I'm very disappointed in Trupanion service on my latest claim. This is a condition that my pet has had since May and other claims associated with this condition have already been approved. Please Trupanion remedy you system problems and get back to the service that make your customers happy and able to recommend you to our friends.

Insurer: Trupanion

By: Jack Cox

August 11, 2023

Long claim processing times

Long claim processing times, lost paperwork, and Pet's Best Employees working from home thus not knowing their job well has caused a big decline in this company in my opinion.

Insurer: Pets Best

By: Customer Barbara

August 11, 2023

Lots of Claims Little Reimbursement

We submitted 8 claims for non preexisting conditions. Only two were partially covered. Feels like a rip off.

Insurer: Pets Best

By: Taylor Hanson

August 11, 2023

Embrace is the BEST

Embrace is the BEST. It is so easy to file a claim, and the response time is quick and professional!

Insurer: Embrace

By: DIANA PERTUSATI

Verified August 11, 2023

Easy to review options

Easy to review options. and why a company recomanded company was the best for my pets

Insurer: ASPCA

By: Trina

Verified August 11, 2023

Ease of Enrollment

Easy to see rates for services desired. Easy to adjust deductible! Happy to be a customer!

Insurer: Trupanion

By: E B Murphy

August 11, 2023

Submitted claim, everything was correct, still denied

POLICY NUMBER CAT0307773-01 Re: Your claim for $715.90 was not approved Rated negative stars. We submitted a claim because our cat got very suddenly sick with no preexisting condition. There was a ONE DAY DIFFERENCE in our claim so they denied us and wouldn't listen to reason. Upon further inspection on Social Media, we learned they actually scam people over this kind of thing, frequently. This rating is wildly incorrect and they should be shut down or regulated by someone who actually cares. We reviewed the policy and we were well within it, only to be met with immediate refusal. AND THEN they tried begging us to come back. How dare you. Edit to respond: IT WAS NOT PRE EXISTING! Get some reading comprehension, read above where it's says NOT PREEXISTING it even says it on the SOAP notes. What a horrifying business practice. I hope you go bankrupt.

Insurer: Fetch Canada

By: Kian Gracey

Verified August 11, 2023

Easy to Use

I chose Spot Insurance because it covered wellness bills too. So far everything has been computer friendly for this doddering old fool.

Insurer: Spot

By: Maggie Williams

Verified August 11, 2023

Enrollment and price quote was quick and easy

I haven't had to use Spot yet, so time will tell if it's good or not. The enrollment and quote process was easy, fast and smooth.

Insurer: Spot

By: Danny

August 11, 2023

My recent experience involves trying to contact Trupanion regarding a rate increase

My recent experience involves trying to contact you via email to weigh my options regarding a price increase. I never heard back from your company and instead had to call directly to inquire as to why my monthly rate increased so dramatically. You should not advertise that you will respond to emails if that is indeed not the truth. Yes, I am unhappy with the rise in rates to the extent that I am looking around for other options. Customer service is paramount to run a successful business with satisfied patrons!!!

Insurer: Trupanion

By: Susan Hall-Taylor

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