154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,135 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,332 reviews

4.9
Healthy Paws

10,797 reviews

4.9
Fetch

27,491 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,007 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

August 11, 2023

Submitted claim, everything was correct, still denied

POLICY NUMBER CAT0307773-01 Re: Your claim for $715.90 was not approved Rated negative stars. We submitted a claim because our cat got very suddenly sick with no preexisting condition. There was a ONE DAY DIFFERENCE in our claim so they denied us and wouldn't listen to reason. Upon further inspection on Social Media, we learned they actually scam people over this kind of thing, frequently. This rating is wildly incorrect and they should be shut down or regulated by someone who actually cares. We reviewed the policy and we were well within it, only to be met with immediate refusal. AND THEN they tried begging us to come back. How dare you. Edit to respond: IT WAS NOT PRE EXISTING! Get some reading comprehension, read above where it's says NOT PREEXISTING it even says it on the SOAP notes. What a horrifying business practice. I hope you go bankrupt.

Insurer: Fetch Canada

By: Kian Gracey

Verified August 11, 2023

Easy to Use

I chose Spot Insurance because it covered wellness bills too. So far everything has been computer friendly for this doddering old fool.

Insurer: Spot

By: Maggie Williams

Verified August 11, 2023

Enrollment and price quote was quick and easy

I haven't had to use Spot yet, so time will tell if it's good or not. The enrollment and quote process was easy, fast and smooth.

Insurer: Spot

By: Danny

August 11, 2023

My recent experience involves trying to contact Trupanion regarding a rate increase

My recent experience involves trying to contact you via email to weigh my options regarding a price increase. I never heard back from your company and instead had to call directly to inquire as to why my monthly rate increased so dramatically. You should not advertise that you will respond to emails if that is indeed not the truth. Yes, I am unhappy with the rise in rates to the extent that I am looking around for other options. Customer service is paramount to run a successful business with satisfied patrons!!!

Insurer: Trupanion

By: Susan Hall-Taylor

August 11, 2023

Ease of claim!!

My youngest cat Hudson unfortunately passed away. We had a few vet expenses including his cremation. In less than a month the insurance claim was approved. The claim process was very easy. I am grateful to have chosen Metlife for my cats.

Insurer: MetLife

By: Susan

Useful
August 11, 2023

NEVER GO WITH PETBEST INSURANCE

THIS COMPNY IS TOTALLY FRAUD AND NEVER PAY CLAIM. THEY WILL STALL YOU AND FIND A WAY NOT TO PAY YOUR CLAIM THEY ARE BAD AND NEVER GO WITH THESE THUGS

Insurer: Pets Best

By: sam

Useful
Verified August 11, 2023

Spot make signing up so easy

Spot make signing up so easy. I just love the coverage. Thanks! From my family to yours ❤️

Insurer: Spot

By: Patricia Werts

August 11, 2023

Mia was diagnosed with lymphoma cancer…

Mia was diagnosed with lymphoma cancer Sept 28, 2022. Needless to say we were devastated but knowing we had trupanion we soon realized we had an opportunity to give her the best chance of a longer happier life! Claims were fast easy and so stress free as we could focus on Mia and her illness from the chemo it was nice not to have to worry about the bills. I will always recommend Trupanion. Mia is in remission and is have a fun girl summer! Swimming and catching her ball and boating. I feel if we had not have had trupanion she may not be with us. I nearly cancelled it twice! But my intuition wouldn’t let me ! It’s well worth the premium and it was a long few months but we are done. Thank you

Insurer: Trupanion Canada

By: Heather Grecko

August 11, 2023

Thank you for your fast help!

Thank you for your fast help in reimbursing me when I have a claim. Things are starting to get expensive with older dogs and getting reimbursed in a timely fashion is appreciated! I’ve had quite a few claims for my Max. It’s not just one claim I’m talking about!

Insurer: Trupanion

By: CYNTHIA ANDERSON

August 11, 2023

Claim still not processed

I submitted 2 claims on 07/17. One was processed within a short time. The second claim was still NOT processed. I had followed up via email and received an email on 08/01 letting me know there is a delay in processing claims. Today is 08/10 and still has not heard a response.

Insurer: ASPCA

By: Frances Low

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