154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,974 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,787 reviews

4.9
Fetch

27,479 reviews

4.9
Pets Best

14,161 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified September 21, 2023

I haven't really utilized the services…

I haven't really utilized the services yet. I just used the on-line web site and tools to answer my questions about subscribing.

Insurer: ASPCA

By: Vilia Sauerberg

Verified September 21, 2023

I am so impressed with SPOT Pet…

I am so impressed with SPOT Pet Insurance. I submitted a claim for my dog on 9/13/23 and I was able to follow it through the process on their app. The claim was completed on 9/20/23 and I will have a refund in 7 to 10 days. Very easy to submit a claim online and if you have any questions their representatives are extremely helpful over the phone.

Insurer: Spot

By: Kat

Verified September 21, 2023

No problems to report!

Got for our new puppy over a year ago. All claims have been paid in a reasonable amount of time. A little on the pricy side but so is everything else!

Insurer: Spot

By: Marcy Lopes

September 21, 2023

So Far so good.

So Far so good., i did a lot of research for Pet Insurance Embrace was one of my top 3.

Insurer: Embrace

By: Dee Philips

Verified September 21, 2023

Best care ever

On vacation when Auggie became sick and Del Rey Vet office got us into an appointment thankfully. After a gentle caring experience with Auggie getting IVs and staying there for the day he was much better. Trupanion was excellent in helping through the process and the vet office did the claim online and within minutes the claim was complete and payment given to the vet office when we picked up Auggie. Every experience with Trupanion is just S professional. I highly recommend them.

Insurer: Trupanion

Veterinarian: Dr Nievies Del Rey vet st Augustine FL

By: Cris

Useful
Verified September 21, 2023

Easy to file a claim an the response…

Easy to file a claim an the response was quick

Insurer: Spot

By: Rachael Fuentes

Verified September 21, 2023

They paid claims right from the start

They paid claims right from the start

Insurer: Figo

By: David Giggey

Verified September 21, 2023

The price I was given was $69.00+$2.00…

The price I was given was $69.00+$2.00 total $71.00 and after one year went up $20.00 to $92.00. This is close to a 30% increase. I don’t think this is a bait and switch but it seems to look like it. The coverage has been excellent.

Insurer: Spot

By: Roger Neufeld

Verified September 21, 2023

The coverage is great

The coverage is great, although it take a lot of time, in the end it was and continues to be worth the money.

Insurer: Spot

By: rick v

Verified September 21, 2023

Not good

Takes weeks for each claim review and at the end they pay just a small percentage of the total bill. Spot is a joke. Try another company.

Insurer: Spot

By: Ian Moone

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