154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,974 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,787 reviews

4.9
Fetch

27,479 reviews

4.9
Pets Best

14,161 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

September 22, 2023

More Broken than the American Health Care System

Pet insurance is like pre-ObamaCare human insurance. Way over priced and not worth it. "Pre-existing conditions" instead of medical history. What's the point of paying $100/mo, when I'd be better off for saving it until the pets needed something. It was recommended thru USAA for military families, but they don't like when your vet records are in other languages because you were stationed overseas. 2 years at $100/mo and when my lil cat needed $300 for testing, they said no repayment. I'm done, if I'm going to gamble, I'd rather put it with a bank.

Insurer: Embrace

By: Sarah

Verified September 22, 2023

Not very thorough

Not very thorough, and extremely slow to reimburse.

Insurer: Spot

By: Lyn

Verified September 22, 2023

It was such an easy experience to file…

It was such an easy experience to file for and receive my refund, which arrived within 15-20 days! Spot Ins helped me give my girl the care she needed when she needed it!

Insurer: Spot

By: Darlene Sada

Verified September 22, 2023

Good Job Trupanion

1. Little wait time until spoke to customer assistant. 2. No, our assistant explained options clearly, answered questions No pushing for a “sale” which we appreciated, was able to call back in his extension to talk to him futher- same person 3. Rates for coverage are fair and reasonable

Insurer: Trupanion

By: Karen Salamonrcustomer

September 22, 2023

Slow processing but otherwise good

Overall, I am happy with the decisions made on my claims. I've also had a good experience with customer service agents. However, I do find that PetsBest takes a really long time to process claims — much longer than any of the other three pet insurance companies I have had. If things could be sped up so decisions are made within 1-2 weeks (versus 3+) that would be much more reasonable.

Insurer: Pets Best

By: Brandon Michael

September 22, 2023

Fetch is the best pet insurance on the…

Fetch is the best pet insurance on the market. They cover pretty much everything! Great customer service and fast claims processing times. Really happy with this choice. I did a lot of research and found that Fetch is much more comprehensive compared to the competition.

Insurer: Fetch

By: Zachary

Verified September 22, 2023

I researched pet insurance for my…

I researched pet insurance for my puppies and found that Spot was the best for all of the things I was interested in. Best price for the the best coverage!

Insurer: Spot

By: Tina Riha

September 22, 2023

A sami issa my dog name prada a happy…

A sami issa my dog name prada a happy for the company and nice costumes talk very best for Canada Toronto thank you for all stuff

Insurer: Fetch Canada

By: sami issa

Verified September 21, 2023

Pick your monthly payment

You can easily choose your monthly payment by selecting a deductible and that’s great. Everything is easy to set up online - no hassles.

Insurer: Trupanion

By: Kathy

Verified September 21, 2023

Highly Recommend

Highly Recommend

Insurer: Spot

By: Susan Dieterle

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