154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,974 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,787 reviews

4.9
Fetch

27,479 reviews

4.9
Pets Best

14,161 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

October 14, 2023

Piece of mind is invaluable.

I have been a Fetch customer for about four years, after having to make a really tough decision for my cat that I never had to make again. All my pets are covered with 90 percent coverage, as I find it much easier to budget for the monthly premium than a surprise vet bill. While I haven't needed to use it for two of my pets, my cat Luna eats everything off the ground and has needed two linear foreign body removals and treatment for gastro upset. In total, this would have cost me about 10k over the last few years. The process for submitting the necessary paperwork is easy with the app, and they are very communicative with the status While the time between submission and decision can take a bit and that's a stressful time, they have always provided payment. I recommend them to all my friends and family who have pets.

Insurer: Fetch Canada

By: Stephanie Murray

Verified October 14, 2023

Quick response to claim.

Quick response to claim.

Insurer: Spot

By: Penny Zaphel

Verified October 14, 2023

Spot is Spot On

Spot is Spot On ? They just took care of a large emergency bill we had and paid it fast! We switched to spot from nationwide, way better plans , we have All 3 of our Schipperkies with spot now. Thank you so much for being there for us!

Insurer: Spot

By: Jeff Bernard

October 14, 2023

Absolute SCAM!

Absolute SCAM!! Check their Facebook and Instagram to see how many people they are screwing over. They stall for months and months on processing claims so you’ll continue to pay. Then after hundreds of dollars they deny the claim for some arbitrary reason and there’s nothing you can do. You also can’t cancel without calling, listening to a sales pitch and waiting 24 hours. They’re taking money to pad their wallets and then denying claims. You can easily Google their executives heart salaries to see where you’re stolen money is going Also beware of all the fake reviews below being put out by the company. Their limiting comments on their social media and putting out fake reviews. I’m guessing they’re going to continue to take as much money as possible before declaring bankruptcy in a way that protects them and they won’t have to pay out claims ETA this is the same generic response they give everyone with no real answer. I still haven’t gotten my claim processed after months or a refund

Insurer: Trupanion

By: Valerie Tisdale

October 14, 2023

GREAT INSURANCE COVERAGE

Lemonade's coverage is fantastic & so is the service. Claim processing is fast & easy.

Insurer: Lemonade

Veterinarian: Center Veterinary Clinic

By: Marsha

Useful
Verified October 14, 2023

The claim paying process went very…

The claim paying process went very smoothly

Insurer: Figo

By: customerPat

Verified October 14, 2023

My last experience was great

My last experience was great. FINALLY got a claim for "Mikalah" & it was processed much more more quickly than any other previous claims over the last few years. I hope this trend continues as its important to have a quick turnaround on claims. Thank you.

Insurer: ASPCA

By: Jack Beckwith

Verified October 14, 2023

Healthy Paws Pet Insurance

Healthy Paws is one of the easiest pet insurance experiences we’ve had. They’re quick to answer your questions, review your claims, and submit reimbursement if your pet was hurt. I would recommend them to anyone look for pet insurance!

Insurer: Healthy Paws

By: Ryan

Verified October 14, 2023

Spot Insurance has been great

Spot Insurance has been great! I bought the policy when my puppy was 8 weeks old. It has paid for itself over the past year.

Insurer: Spot

By: Cindy

October 14, 2023

Long claim time

Trying to give them a chance it’s been a month since I filed a claim and only communication I receive is me going to the app just to see my claim is queued..

Insurer: ASPCA

By: Christina Quiroz

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