154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,927 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,780 reviews

4.9
Fetch

27,472 reviews

4.9
Pets Best

14,160 reviews

4.9
Trupanion

63,001 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

October 13, 2023

Wellness seriously under covered

Submitting a claim was easy enough, but wellness reimbursement is abysmally low and honestly probably not worth it. No vet has charged that little for either exams or vaccinations in decades.

Insurer: Fetch Canada

By: Grumpy

Useful
Verified October 13, 2023

Trying out this company first time

Trying out this company for the first time. The claim process was super simple and they sent me a reasonable reimbursement for some procedures I got done for my pup. Will stick to them. 👍👍

Insurer: Spot

By: Arun R

Verified October 13, 2023

There For Me

After shopping various pet insurance companies (including BBB lookups) I chose Spot. SO GLAD I DID! Literally less than 1 month after the wait period my dog needed surgery after an accident and SPOT was there to help me, no questions asked. I would not select any other company.

Insurer: Spot

By: S. Marshall

Verified October 13, 2023

I get the help for my puppy without…

I get the help for my puppy without being able to afford the vet bills.

Insurer: Spot

By: Janie S.customer

October 13, 2023

Bad Puppy = Great Met Life Coverage

New puppy. Everything goes in the mouth - despite being crated and watched like a hawk. Well, something hurt her delicate little GI tract and she had fluids coming out of both ends (when she wasn’t eating grass to stop tummy ache). An emergency hospital visit and 4 days later the vet bills were over $5,000! Thank goodness I had MetLife insurance! Once I submitted a claim on line and uploaded documents (a breeze) they paid nearly all of my bills, allowing me to eat again. I’ve had other pet insurance over the years, and MetLife far exceeds my experiences with the previous companies.

Insurer: MetLife

By: Laura

Useful
October 13, 2023

CO pay AND deductible.

Not only do you have a $400 deductible but they charge you 20% copay as well on the same claim. My claim had two visits and because the 2nd visit was after the policy renewal, they charged me another $400 deductible. An $1800 claim payed me $650

Insurer: Pets Plus Us

By: Ari

Useful
Verified October 13, 2023

My experience was great

My experience was great. The two people whom I spoke with were nice and very informed. I had had Trupanion coverage for my dog that had recently passed away. I was offered condolences for his passing and congratulations on my new puppy. The enrollment was easy and well-handled. I have had nothing but good experiences with Trupanion. They truly saved my previous dog's life for 18 months by covering his renal failure costs. He had a happy 18 month remission after his first failure, and I could not have afforded his initial treatment without Trupanion. Thank you!!

Insurer: Trupanion

By: Paula

Verified October 13, 2023

Compassion and Great Customer Service

I called to cancel coverage for my pet as she passed away, and the gentleman I spoke with was so very kind. And the card I received in the mail was very sweet.

Insurer: Spot

By: Theresa See

Verified October 13, 2023

I'm fully satisfied

Just feels great knowing my furbaby is covered. I've only been covered a short amount of time and so far I'm very pleased. Spot is very quickly at reimbursements. Thank you

Insurer: Spot

By: Regina LOLLAR

Verified October 13, 2023

Do not waste your hardest earned money!

We have had our insurance for a year now, we pay $135 A month for our two babies. We went to to take a dogs for their annual Check up, plus had their teeth cleaned, had our dogs chipped. Our bill was almost $1000, we made our claim and the reimbursed is a whopping $145. I canceled our insurance immediately. Do not waste your hard earned money paying for insurance. I was better off saving that money then wasting it on this so called insurance. They say they will reimburse you 80% … all lies!

Insurer: Spot

By: Anna Trawick

Compare top pet insurance providers plans.