154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,974 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,787 reviews

4.9
Fetch

27,479 reviews

4.9
Pets Best

14,161 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

October 14, 2023

Felt like a scam

I guess it’s not for everybody. We got our 11 month old rescue insured. Despite an email that noted only hip/leg issues would be declined within the first 6 months (this would be deemed “pre-existing”)… our first claim for a UTI (at least four months after getting her insured), they said it was pre-existing and denied the claim. This happened again with an ear infection. An eye infection (about a year into this) was finally accepted, but after the deductions, was almost negligible. It should be noted we provided the “soap notes” from the initial vet visit, which showed she was healthy. (We are family to the original owners who could not manage her). In the end, we cancelled the insurance and were rewarded with multiple offers to renew with no penalties! To us… this felt like a scam! Your mileage may vary!

Insurer: Fetch Canada

By: jainkw

October 14, 2023

Pets are family

My family has been with Nationwide Pet Insurance for over 20 years. Because of this insurance we have never had to say the word no to our trusted vets. When we seek veterinary care we look for the best in the field. Our pets are family and because of Nationwide we can give them the best life possible.

Insurer: Nationwide

By: Lisa Cummins

Verified October 14, 2023

Quick response

Quick response

Insurer: Spot

By: Rita Annarumma

Verified October 14, 2023

Embrace is easy to work with

Embrace dealt directly with our vet to gather necessary documents to review the claim. The claim process using the mobile app is very simple and easy. The reimbursement was also done quickly.

Insurer: Embrace

By: Maria Aberin-Nguyen

Verified October 14, 2023

Quick and easy had questions answered…

Quick and easy had questions answered in way that was easily understood.

Insurer: Spot

By: Billy Huffman

Verified October 14, 2023

Good service

For the most part the claims are processed quickly and I never have any trouble putting through my claims. My dog is really sick right now and it helps to have this coverage even though it won't be sufficient to cover the whole surgery.

Insurer: ASPCA

By: Jenn Szutu

Verified October 14, 2023

Representative was personable and…

Representative was personable and knowledgeable and most importantly listened to what I wanted to purchase and didn't pressure me with up selling tactics

Insurer: Trupanion

By: Dave

October 14, 2023

Great service and caring people

Great service and caring people

Insurer: Embrace

By: D S

Verified October 14, 2023

Super easy to input a claim and was…

Super easy to input a claim and was paid in 6 days!

Insurer: Spot

By: Phillip Trillo

October 14, 2023

Worst at getting reimbursed for claims

Worst at getting reimbursed for claims. I have submitted 3 claims for medication and an annual vet visit. It’s been four months and haven’t been reimbursed yet. MetLife pet insurance is way faster and has better follow through

Insurer: Embrace

By: Bob Miri

Compare top pet insurance providers plans.