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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
2

out of 5

The used to be the best, I don't believe that's true anymore ......

Been with Trupanion over a decade. For probably 8 years i never had an issue. But over the last few years it's been pretty terrible service. Specifically their claims department. They will blanketly deny claims saying a form is missing or provide some excuse and hope you don't fight back. It's happened several times now. Most recently my claim was denied for not having an itemized invoice attached and they sent me instructions how to download an itemized invoice from chewy. Only problem was THAT IS LITERALLY EXACTLY WAS WAS ATTACHED TO THE CLAIM THEY DENIED! So they denied my claim saying i need to download an itemized invoice from chewy, and attached to that denial was my itemized invoice that i had downloaded from chewy. I called, argued, i provided not a single additional piece of documentation and VIOLA now all of the sudden my claim was magically approved. Wait .... i thought it was missing data? They do this now just blanketly deny claims and hope you don't push back. I just had 3 claims denied. Find a different provider.
  • INSURER: Trupanion
  • POSTED: 02/19/2024
  • BY: Kevin
  • BREED: Bulldog
  • AGE OF PET: Over 11 years

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1

out of 5

Worst Insurance Experience in my Life

Pets Best is the absolute worst insurance company I have ever dealt with. For forty years, I have had positive experiences with Blue Cross, AAA, Nationwide and more companies for every aspect of my life. Pets Best stands out as the most unscrupulous entity I have ever dealt with. They delay processing of every single claim. Then they attempt to deny every single claim, causing our busy Veterinarian practice to have to contact them to debate why certain tests and procedures were completely necessary for the well being of our beloved pets.. Pets Best phone staff are not well informed, their computer system is outdated and they are unethical with their dealings. One operator told me that because one of our pets went through an illness, she was red flagged for dismissal of her policy if our payment was ever even one date late as they wanted to "get rid of her". We are preparing a complaint for the State Insurance Commissioner. We go to the best Veterinarian practice in our County. They have thousands of clients as they have numerous specialists and cutting edge facilities. Their staff tells us that all of their clients who have Pets Best have the same complaints and that clients are happy with other carriers- especially Nationwide. We have signed up our younger Pets with other insurance companies and they are vastly better in every area.
  • INSURER: Pets Best
  • POSTED: 02/19/2024
  • BY: Alexandra
  • BREED: Mixed Breed Large (Over 75lb)
  • AGE OF PET: 4 - 6

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5

out of 5

PET INSURANCE REVIEW

Tried several companies and vets before discovering Met Life. It was the best decision I have made. Never a problem submitting a claim directly from the vet's office, and issuing me a copy. All adds up after Met Life reviews and issues payments. No declines, no-nonsense company, the very best to deal with, perhaps those complaining have a problem with their chosen vets as I did before discovering one that was not out to cheat the patient's owners.
  • INSURER: MetLife
  • VETERINARIAN: ABC VETERINARY HOSPITAL
  • POSTED: 02/17/2024
  • BY: VELIA
  • BREED: Mixed Breed Small (Up to 22lb)
  • AGE OF PET: 7 - 10

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5

out of 5

Highly Recommend Healthy Paws!

I’ve had Healthy Paws Pet Insurance for about 10 years, first for one of my dogs (beagle mix), then a couple of years later for the second one when we got her (dachshund mix). Healthy Paws has been great. No claim forms - just the invoice and vet’s notes. They’re very nice on the phone and the turn around time for payment of claims is very quick. I highly recommend Healthy Paws!
  • INSURER: Healthy Paws
  • VETERINARIAN: Anchor Animal Hospital
  • POSTED: 02/17/2024
  • BY: Mary
  • BREED: Mixed Breed Small (Up to 22lb)
  • AGE OF PET: Over 11 years

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5

out of 5

Very Grateful for all of the help!

Over the last year I have been dealing with multiple issues with my aging dog. He is such a trooper and with the help of his whole team, From his vets, vet techs and his insurance team being here to help me provide him everything we can to get through these challenges. I am so grateful for all of there efforts to help me get my guy back to his old self.
  • INSURER: Pets Plus Us
  • VETERINARIAN: Blue Cross Animal Hospital Kitchener
  • POSTED: 02/16/2024
  • BY: Jessica
  • BREED: Mixed Breed Large (Over 75lb)
  • AGE OF PET: 7 - 10

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5

out of 5

Reliable

Coquitlam Animal Hospital Doctor Nenad Paunovic and all the staffs are very friendly and helpful.
  • INSURER: Pets Plus Us
  • VETERINARIAN: Coquitlam Animal Hospital
  • POSTED: 02/16/2024
  • BY: Lily
  • BREED: Mixed Breed Small (Up to 22lb)
  • AGE OF PET: 7 - 10

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5

out of 5

Great company to work with

MetLife Pet Insurance has been so easy to work with. If you take a photo of your paperwork and send it to them, you can get your claim filed very quickly. They usually have a response in just a few days and will deposit the reimbursement directly into your bank. If you have any questions, I have consistently been able to reach a live person on the phone who has been able to answer all questions. Very happy we have pet insurance through this company!
  • INSURER: MetLife
  • VETERINARIAN: Peninsula VCA
  • POSTED: 02/16/2024
  • BY: Fran
  • BREED: Domestic Short Hair
  • AGE OF PET: 0 - 3

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5

out of 5

There is no better pet insurance provider on the market!

We have 2 dogs enrolled in Healthy Paws insurance, and unfortunately one has had to have multiple surgeries the past few years. The entire claims submission and reimbursement process has always been smooth. Healthy Paws even reached out to us to check in our dog after his most recent surgery, which we really appreciated. We are forever grateful for Healthy Paws and cannot recommend them enough for your pet insurance needs. We did a lot of research up front on the best company to go with and based on that along with our actual experiences, I truly do believe they are the best in the business.
  • INSURER: Healthy Paws
  • POSTED: 02/16/2024
  • BY: Michael
  • BREED: Yorkshire Terrier
  • AGE OF PET: 4 - 6

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1

out of 5

Total scam

I'm a Canadian customer, and I deeply regret I've been wasting my money on this mediocre insurance. It's a scam. Basically, I've been paying for nothing. My cat got serious issues and we had to see a vet multiple times. They denied all claims, finding a way to exclude them from coverage. I'm going to report them to the Ombudsman inspection, it's an unethical way to do business Don't let them take advantage of you!
  • INSURER: PHI Direct
  • POSTED: 02/16/2024
  • BY: Tatyana
  • BREED: American Domestic
  • AGE OF PET: 4 - 6

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5

out of 5

Very Happy with MetLife Insurance

I'm fortunate that I haven't needed to use my policy for anything serious, but they have come through with the few claims I've turned in. I would recommend them to anyone & have to some of my friends who were thinking about getting pet insurance.
  • INSURER: MetLife
  • VETERINARIAN: Sarver Animal Hospital
  • POSTED: 02/15/2024
  • BY: Gail
  • BREED: Domestic Long Hair
  • AGE OF PET: 4 - 6

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