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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
4

out of 5

Pet Insurance

I have used Nationwide Pet Insurance for all three of my mastiffs. I find them affordable, helpful and very quick at processing claims. They also offer wellcare coverage as well as major medical
  • INSURER: Nationwide
  • VETERINARIAN: Care First Animal Hospital at Oberlin
  • POSTED: 10/05/2023
  • BY: Kathy
  • BREED: Mastiff
  • AGE OF PET: 0 - 3

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5

out of 5

Wellness Only Claim

I’ve only used the wellness portion of my coverage but was very happy to get $ off that portion of the bill.
  • INSURER: Pets Best
  • VETERINARIAN: Brilla
  • POSTED: 10/05/2023
  • BY: Kathie
  • BREED: Labrador Retriever (Black)
  • AGE OF PET: 0 - 3

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5

out of 5

PetsPlusUs is great

We’ve been with this company for over 8 years with 2 dogs. Between the 2 pups we’ve had many issues. Over $50,000 has been paid out in claims. NO QUESTIONS asked. It’s saved their lives many times over.
  • INSURER: Pets Plus Us
  • POSTED: 10/05/2023
  • BY: Virginia
  • BREED: Poodle - Standard
  • AGE OF PET: 0 - 3

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5

out of 5

Great insurance, easy and quick claims

Have had this insurance for 2 dogs and had good experiences for all of my claims. Easy to submit online and they responded quickly . Happy so far!
  • INSURER: Lemonade
  • POSTED: 10/05/2023
  • BY: Chandra
  • BREED: Mixed Breed Medium (20lb - 70lb)
  • AGE OF PET: 0 - 3

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5

out of 5

Verified

Excellent Service

Was able to make same day appt with my vet for unwell doggy who had back pain and decreased mobility. The vet had my Trupanion info on file and. Submitted all claims etc directly to insurer. As this was my first time using my pet insurance I was a little concerned re: coverage, submissions, etc, plus worried about pet. Thought it was going to be a hassle. Turned out to be intervertrebal disc disease. After X-rays, bloodwork, etc. following treatment, pet vastly improved and on bed rest for next 2 Weeks. Trupanion paid then and there, that day their portion of the claim and I didn’t have to do a thing! So impressed with seamless and easy transaction. They kept me in constant communication. Very happy with both vet and Trupanion..
  • INSURER: Trupanion
  • VETERINARIAN: Ladysmith vet clinic
  • POSTED: 10/05/2023
  • BY: Maureen
  • BREED: Mixed Breed Small (Up to 22lb)
  • AGE OF PET: 4 - 6

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1

out of 5

Spot is the worst. Do not use this company or any C&F funded pet insurance.

Spot Pet Insurance tried to commit insurance fraud with me and hid from over 30 emails to CEOs asking for help including CEO Trey and President Scott. I won a BBB complaint. Now Spot is 1) cyberstalking me to selectively remove all negative reviews about them on Trustpilot apparently, since they are slandering me and suggesting I am writing all the negative reviews which sounds extremely paranoid of them. How creepy is it that they scour the web trying to remove honest negative reviews? Who does that? 2) Not bad enough these dirtbags tried to get away w/ insurance fraud, in my opinion, they were sneaky, told the BBB they’d pay me and now are refusing to pay me unless I sign away all rights to say anything about them including posting honest reviews AND they are ridiculously wanting me to waive all rights to file anything against them “from the beginning of time”. They have not responded to those 30 emails, to my 2 emailed requests to reasonably modify the contract they sent and they are the scum of the earth. I have met others who feel similarly, many, and am so glad to be out of their clutches. Such thin-skinned bullies and thieves, this company is pure trash and cares so much more for money than animals IMO.
  • INSURER: Spot
  • POSTED: 10/04/2023
  • BY: Anon
  • BREED: Abyssinian
  • AGE OF PET: 0 - 3

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5

out of 5

Don't go without!!!

Game changer. We have 3 dogs, all of them have a plan with Healthy Paws. Recently, one of our dogs underwent a major surgery that was extremely expensive. Decisions have to be made quickly and cost is always a factor. However, that's why we got insurance in the first place. Healthy Paws covered 80% within about 10 days of the initial claim and continue to cover 80% of her medications afterwards. Their customer service is excellent and they genuinely care about your pets. We are so grateful for everyone at Healthy Paws. I wish human health insurance was this good!!
  • INSURER: Healthy Paws
  • VETERINARIAN: Metropolitan Veternary Hospital
  • POSTED: 10/04/2023
  • BY: Gina
  • BREED: Mixed Breed Medium (20lb - 70lb)
  • AGE OF PET: 0 - 3

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5

out of 5

Reimbursed as Expected

I had just got a new puppy, did my due diligence, reviewed several pet insurance carriers and decided Fetch provided the best for me and my budget. As required I submitted all her records including an initial vet check for overall health. A month after I got her she got her back leg caught in a chain link gate and broke her tibia growth plate. I submitted all the required documentation and approximately three weeks later received the expected compensation (less $300 deductible and 20% not covered). About six weeks later she went for her follow up X-ray and check up. I submitted the paperwork and as it was to an existing claim, reimbursement only took a few days. Overall, they paid out $6,000 without any hassle. Highly recommend.
  • INSURER: Fetch Canada
  • VETERINARIAN: Juan de Fuca and Waves
  • POSTED: 10/04/2023
  • BY: Anne
  • BREED: Shih Tzu
  • AGE OF PET: 0 - 3

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1

out of 5

Worst insurance, horrible customer service

I paid $85 a month for this insurance. After spending over $10,000 in medical care, they have paid a total of $50. Even after my dog died, they tried to keep billing me. They take months to process claims. My dog died a month ago and I am still waiting for her final emergency visit to be processed. If you are adopting a rescue animal that isn’t in perfect health, they will exclude everything. Waste of money and horrendous treatment. Never using this insurance ever again.
  • INSURER: Pets Best
  • POSTED: 10/04/2023
  • BY: Rachel
  • BREED: Shih Tzu
  • AGE OF PET: 7 - 10

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5

out of 5

Verified

Trupanion is a lifesaver, I recommend it to everyone!!

I signed up with Trupanion while my cat was still decently young and healthy, and I am so glad I did! As he's gotten older, he's started to have problems with his kidneys, requiring more and more medication, and now, regular subcutaneous fluids. Trupanion has been covering a huge chunk of the costs for what he needs, making it so much more affordable to take care of him. His base expenses are currently ~293.01/month CAD, but without Trupanion, that would be ~488.03/month. Trupanion has also covered huge portions of emergency vet visit costs, most recently, $413.44 towards a $679.38 visit. Without Trupanion, caring for my cat would have been prohibitively expensive. I appreciate that they essentially allow me to buy more time with my sweet little old man. I am recommending them to everyone I know, I seriously can't recommend them strongly enough. Every veterinary clinic I've been to holds them in the highest regard as well. If you're a person with a pet, sign up with them immediately!!
  • INSURER: Trupanion
  • VETERINARIAN: Davisville Park Animal Hospital
  • POSTED: 10/04/2023
  • BY: Katherine
  • BREED: Tabby
  • AGE OF PET: Over 11 years

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