154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,679 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

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Category with most reviews

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October 17, 2023

GO ELSEWHERE - falsely labeling issues as pre existing

There’s so many insurance companies - GO elsewhere. I made the mistake of choosing Spot insurance. My first mistake was my dad who has been a veterinarian for 30+ years had never heard of it. He then gave me a list of other reputable companies to trust. Unfortunately I chose to go with Spot as they had sponsored ads and a low premium. I also made the mistake of thinking I probably would not need it. I signed up and after the waiting period I ended up having to take out kitten to the emergency room as her body had an allergic reaction and become entirely inflamed and covered in open wounds. I was referred to a specialist in which we are still in the process of diagnosing the exact concern. Spot immediately declined all claims stating this is pre existing as prior to the full body reaction her spay incision had become infected and they are saying because of that they will not cover her claims for any of her issues. I am currently in the appeal process and will update this review as we get more answers from spot, however, as of now I am extremely dissatisfied and would warn anyone of signing up with them.

Insurer: Spot

By: Grace logan

Verified October 17, 2023

Best thing I ever did for my cat

I have the $250 annual deductible, 80% reimbursement, $3000 limit plan for my two indoor cats. One has never needed to go to the vet for anything other than her yearly check-up. The other has had a myriad of accidents from eating string, to vomiting blood for absolutely no reason (we found out he was just sick and must have vomited repeatedly while we were away at work) and every time, Spot insurance has been there to help reimburse our very expensive kitty’s medical bills. This is a huge relief for us because you just never know when that little rascal is going to have another strange accident! I highly recommend Spot insurance because they work quickly to process claims, they contact you via email when they need additional info and have reimbursed the majority of my kitty’s vet bills. I really couldn’t be happier with their service.

Insurer: Spot

By: Darleen

October 17, 2023

Emergency surgery claim

The process to submit a claim was simple. I think that one thing that could be improved is communication. There was some missing documentation and instead of being alerted via email I had to dig around in the app to figure out why the process had stalled. I'm still awaiting approval of the claim, fingers crossed.

Insurer: MetLife

By: Meg

Useful
Verified October 17, 2023

Easy claim to put in

Easy claim to put in

Insurer: ASPCA

By: John Baugh

Verified October 17, 2023

Quick turn around on claims and very…

Quick turn around on claims and very well explained process as well as explanation of benefits

Insurer: Spot

By: Krystal Collins

Verified October 17, 2023

Professionalism

Everything you have said or sent to us has made complete sense, was timely and professonal.

Insurer: ASPCA

By: Robert Meissner, Jr

October 17, 2023

Love Many Pets

Affordable insurance, fast claims processing, excellent coverage, and great customer service!

Insurer: ManyPets

By: Jill P

Verified October 17, 2023

I love spot,

I love spot, They literally saved my dogs life twice. Without them I wouldn't have been able to afford my pets treatment. Signing up through the app is very fast and easy. Submitting claims is also very easy I recommend using direct deposit for easy reimbursement

Insurer: Spot

By: Edwin Woods

Verified October 17, 2023

Quick reimbursement

Very kind and considerate when my pet passed.

Insurer: Spot

By: Courtney Sherrill

October 17, 2023

I have been paying premiums for over 6…

I have been paying premiums for over 6 months and processed 2 claims for medical expenses. It has taken over 7 weeks for them to process the claims and still no satisfaction. I asked for a refund which they refused. The worst Pet insurance company, and experience. I have had Nationwide Pet Insurance for another pet, they processed claims immediately within 10 days. Great experience with them. Don't use Pet's Best ever! I will never use them again.

Insurer: Pets Best

By: Marcia S

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