154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,974 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,787 reviews

4.9
Fetch

27,479 reviews

4.9
Pets Best

14,161 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

January 03, 2024

Best insurance company EVER

Best insurance company I have ever dealt with for ANYTHING. Processed and paid claims promptly and without ridiculous denials. It is because I have Trupanion that I'm able to give my dog the appropriate medical care now, without having to panic about the cost. I'm SO grateful that I'm able to focus on managing her disease instead of arguing with an insurance company.

Insurer: Trupanion

By: Nicole M

Verified January 03, 2024

Surgery relief in a snap for my 12 year fur baby

My active border collie mix had a large ACL tear and could not put any weight on his hind leg. We wanted to make sure his golden years were the best possible and that was not going to happen if he continued hobbling around so we opted to move forward with his ACL surgery. Trupanion was fantastic and immediately responded once our vet submitted the claim. I could not have asked for a better response or outcome on their part. I will continue insuring my pets with them for years to come so I can continue having peace of mind when it comes to the treatment needs of my dogs.

Insurer: Trupanion

By: Anna Laura

Useful
Verified January 03, 2024

Great customer service!

Great customer service!

Insurer: Trupanion

By: customer

January 03, 2024

Scammy, policies are written to avoid claims

Failure to meet policy; had cardiac consult which included a diagnostic test but was declined because the vet invoice did not reference "diagnostic" but vet exam notes provided detailed explanation and diagnostic testing results...in detail. Company also rejected claim for a diagnostic for flea infection and they claimed it was not covered when their own policy explicitly states only pest diseases or related matters are not covered. A test for a pest disease is not a pest disease or related matter. Clear contractual language is either too difficult for them or they purposefully write their contracts in such a way as to challenge claims without recourse. Avoid Figo pet insurance.

Insurer: Figo

By: Matthew Bleeker

Verified January 03, 2024

Information clear.

Information clear. Easy registration and sign up. Wish insurance offered discount program for preventive care on flea, tick and heartworm medications, etc. Maybe something like GoodRx or Singlecare but for pets..

Insurer: ASPCA

By: VW

Verified January 03, 2024

Best investment I could have made when…

Best investment I could have made when I got my new puppy last year. The wellness plan addition was worth every penny!

Insurer: Spot

By: Rebecca Duffy

January 03, 2024

Great service

Customer service is great. Submitting claims is easy and reimbursements have been made as promised.

Insurer: MetLife

By: Julie

Useful
Verified January 03, 2024

Easy to submit claims

Easy to submit claims. Lots of options for coverage

Insurer: Figo

By: Florence

Verified January 03, 2024

Fast review of submitted claims and the…

Fast review of submitted claims and the individuals that I communicated with were very helpful and responded to all my questions.

Insurer: Embrace

By: Thomas Dresser

January 03, 2024

No pet name tag sent out!!!

We never had pet insurance before but we decided to get it with our new kitten. Shortly after enrolling, his little name tag gift from TP arrived (Jan2023). We added a second furbaby, enrolled with TP, and in Mar2023 his name tag gift arrived. We added one last kitty, enrolled with TP but no name tag gift arrived. We called in early July2023, they said it will mailed soon. Called again in Sept2023 and Nov2023. Various excuses, not sure why it hasn't arrived, etc. but they said it will be mailed out. Called again (4th time) on Jan 2/24, and the agent didn't seem too sure, thinks they stopped sending name tags out since June2023, and doesn't think they are going to do it anymore. Disappointed it took 4 calls over 6 months to (maybe) get an answer. Not sure why during the first 3 calls no one mentioned this. It's not about the price because we can purchase and engrave his name on a tag. We just wanted all 3 boys to have the same design. I don't think they will know but mom and dad know.

Insurer: Trupanion Canada

By: Kevin Grant

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