154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,974 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,787 reviews

4.9
Fetch

27,479 reviews

4.9
Pets Best

14,161 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

January 04, 2024

Worst Pet Insurance

I encountered significant challenges with this company's reimbursement and claims processing procedures. Existing customers might find it prudent to explore alternative service providers due to these complexities that could potentially impact both time and financial resources.

Insurer: Fetch Canada

By: Glen R

Verified January 03, 2024

Great Pet Insurance

Picked up Healthy Paws right after we got our dog. The website is easy, information is very clear, the coverage is accurate, and reimbursements are quick. Never bothered to shop around, because the service is legitimately very good.

Insurer: Healthy Paws

By: Takuya Ted Shimizu

January 03, 2024

This company is a scam

This company is a scam. I have had them since my dog was BORN and they still claim he had preexisting conditions in order to avoid a payout

Insurer: AKC

By: Ryan Martin

Verified January 03, 2024

We missed the discount when enrolling…

We missed the discount when enrolling by 2 days. We were very busy with the holidays and couldn't sign up within 24 hours and as a result we weren't given the discount. Edited: You are correct that was the offer, however that doesn't change the fact of how much money we lost because we were a day or two off. An offer to refund that money and give me the offer would have been more appreciated than your explanation and would have changed my opinion of your company. Instead, it solidified my thinking that I would never recommend this company and tell others to look elsewhere.

Insurer: Trupanion

By: customer

January 03, 2024

I’m thinking bout canceling my pet…

I’m thinking bout canceling my pet insurance. It been difficult to get a claim. Had to run my baby to the vet to get a run around. She’s only 4 months has had 3 visit which are all on file and I have the information needed. I had to call multiple times. If the claims can’t get processed by next week I’m switching to spot. Also the rep for fetch completely emailed the wrong vet! Claim was approved after submitting the information multiple times and only was approved after the vet had to email what I already submitted. Also the most recent claim got approved 12/29 visit before the visit that happened at the being of the month which just approved a few days ago.

Insurer: Fetch

By: Brandon White

January 03, 2024

Money was no object

Thanks to Healthy Paws, it was easy to say, "Money is no object" when our Piper became sick. She had a large mass on her spleen that appeared cancerous and had probably metastasized. She needed a splenectomy ASAP, but her platelets were dangerously low. She wasn't suffering, so we were committed to anything it would take to make her well again. She spent a combined total of 10 days in the hospital with a few days at home in between, while being pumped with meds to try increasing her platelets. Nothing was working, so as a last resort, we were presented with the option of a platelet transfusion in order to do the surgery. Unfortunately, there was still a very good chance she wouldn't make it through, and even if she did, chemotherapy would not be an option due to her low platelets. NOT ONCE did we have to consider the cost of the surgery and/or chemotherapy because we had Healthy Paws standing behind us. But not wanting to put her through all of that, we switched to comfort care mode, until her symptoms returned with a vengeance and we knew it was time to say goodbye. My husband would have mortgaged our house for his baby girl if necessary, but after $20,000 invoiced, we were only out-of-pocket an affordable $4000. We will never get another dog WITHOUT Healthy Paws. The peace of mind alone is worth every penny.

Insurer: Healthy Paws

By: Janet Arellano

Verified January 03, 2024

Good and quick communication

Good and quick communication. While deciding what type of treatment to choose for my dog’s lymphoma diagnosis, Embrace empathetically helped me secure a pre-authorization so I knew what would be covered, which ended up being everything minus the deductibles for a doxorubicin treatment plan. They explained that they would have to review all of my dogs medical records for the past 12 to 14 months, which might take a couple of weeks, to make sure that she did not have a pre-existing conditions related to her symptoms before I took out pet insurance with embrace.

Insurer: Embrace

By: Dawn GAMBERALE

Verified January 03, 2024

The cost is wonderful

The cost is wonderful. The time of response was fast and it was so easy to transmit bills. It was so unexpected.

Insurer: Spot

By: Bernice Garnett

Verified January 03, 2024

Carmen gave me excellent Custumer service

Excelente Custumer service. Camen answer all my questions and concerns. Very professional and helpful.

Insurer: Prudent Pet

By: Sandra mom & Andy son Medrano

Verified January 03, 2024

Your prices were in line

Your prices were in line , your reviews were great!

Insurer: ASPCA

By: RAE

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