154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,046 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,329 reviews

4.9
Healthy Paws

10,791 reviews

4.9
Fetch

27,484 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified January 08, 2024

Thorough Detail

Spot Insurance has been extremely helpful during the past few ever since I had to reach out because my Beagle was injured. The two times I’ve spoken to their staff over the phone they have been extremely helpful answering my questions.

Insurer: Spot

By: Laura Del Cid

Verified January 08, 2024

Good and easy on line communication

I found the communication with the company on line was very good. I had the feeling they cared about doing a good job for you and your pet. Items were explained well, and easy to fill out answers to questions. So far I haven't had to put in a claim but have the feeling it will be handled well.

Insurer: Trupanion

By: Judith Richardson

Verified January 08, 2024

Very helpful…

Easy to purchase and everything is explained clearly, on how things are covered from nose to tail. Always available

Insurer: Trupanion

By: James Coles

Verified January 08, 2024

Spot has helped mine and my cat's anxiety!

I have been with spot for a little over 6 months. Each claim I have had to make so far has been easy and approved in very minimal time. This has been such a relief as my cat has run into some health and anxiety issues. I'm so glad I signed up for Spot!

Insurer: Spot

By: Virginia Hagerty

January 08, 2024

Wonderful experience so far

Wonderful experience so far. Easy to submit a claim, the turn around is very fast. Our one year and four month cavapoo needed an emergency surgery and it was fully covered. Thank you ManyPets!

Insurer: ManyPets

By: Amanda

Verified January 08, 2024

Claims are fast and easy to submit

Claims are fast and easy to submit

Insurer: Spot

By: Julie Otten

Verified January 08, 2024

They processed my claim fast and…

They processed my claim fast and efficient.

Insurer: Spot

By: Katie Milligan

January 08, 2024

Fetch insurance is money wasted

Fetch will do ANYTHING and EVERYTHING they can to avoid paying out a legitimate claim. Several months ago, our puppy had an emergency vet visit for clearly presenting a potential bowel obstruction. Seems like an obvious claim right? Not to Fetch. So far they've sent us back to the ER vet multiple times asking for "more information" including the vet's detailed medical notes -- which we've supplied with increasing frustration. Today they want us to have our regular vet send EVERY MEDICAL RECORD ON FILE FOR THE PUPPY. They want her vaccination records? What's next? Her CKC parents' ancestry records? Unreasonable, unnecessary and frankly just another transparent effort to avoid a legitimate pay out. And getting to speak to a human? Virtually impossible. We will advise every pet owner we know about our horrible experience, as well as the people who recommended them and if we could cancel our year-long contract today and get a refund we would. UPDATE: It took 7 minutes for Fetch to respond online here to our deservedly negative review of their service to assure us that they were addressing our concerns and processing our claim. Three days later, it's been radio silence and no action -- except that they sent us an e-mail asking if we'd recommend them to friends. Not if we continue to get silence, no updates and the run around -- but we will share our continuing experience on the various dog breed communities we are part of to warn others of what to expect.

Insurer: Fetch Canada

By: Sue& Joe

Verified January 08, 2024

Quick and easy process to submit a…

Quick and easy process to submit a claim.

Insurer: Spot

By: Nicholas Dawson

Verified January 08, 2024

This is the first time I have used pet…

This is the first time I have used pet insurance and it has been a very positive experience. The response to my claim submission and the reimbursement was very fast. Being able to enter claims online and getting direct deposit reimbursement was so efficient. The follow up email inquiring about my dog's recovery was much appreciated.

Insurer: Healthy Paws

By: Patricia Jones

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