154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,046 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,329 reviews

4.9
Healthy Paws

10,791 reviews

4.9
Fetch

27,484 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified January 09, 2024

Very fast reimbursement

Very fast reimbursement

Insurer: Spot

By: Kristen

January 09, 2024

They don’t pay back on a timely…

They don’t pay back on a timely manner.. it takes more than 15 days.. they ask for more medical records to prolong the payment status.. they also over charge me my monthly payment. I always send you medical soap within the first 2 days and I still wait. You also overcharge me for 3 months and still waiting for a credit.

Insurer: Fetch

By: Wanda Caiafa

January 09, 2024

Good job of providing a status update

Although the review process took a bit longer than my usual experience, what I did like is that Fetch continued to keep me updated by email or text to let me know the review is still in progress. I never needed to follow up with them.

Insurer: Fetch Canada

By: A A

January 09, 2024

Highly Recommend!

The coverage, customer service, and claim submitting process are excellent. We've had to submit several claims for our golden retriever's back/spinal issues and the claims process was the least stressful part of our dog's road to recovery. I highly recommend PetsBest to anyone!

Insurer: Pets Best

By: Kelly Kelley

Verified January 09, 2024

Ease of use

Easy to use portal to process claims and auto payment claims was also easy to set up.

Insurer: Embrace

By: Sun Culpepper

Verified January 09, 2024

We had an excellent experience with…

We had an excellent experience with Trupanion. Having insurance helped us provide our cat Moon with the best treatment available.

Insurer: Trupanion

By: Jackie

January 09, 2024

They are refusing to pay a claim for a…

They are refusing to pay a claim for a medication that is part of an ongoing condition. They are saying it is a new claim so subject to a new deductible. I can't reach anyone to talk to. The phone number says "go to the website. Goodbye." and hangs up

Insurer: Fetch

By: Lisa K

January 08, 2024

Their claim response time has gone from…

Their claim response time has gone from acceptable to poor. Pets Best is now issuing a new claim number after the original claim number is not processed in approx. 2 weeks. They then process the new claim number, which complies with their response time criteria. What a joke!

Insurer: Pets Best

By: DeWald

January 08, 2024

Can't cancel - not worth the money

I purchased 3 policies for my two dogs and one cat. At the time of purchasing my cat's policy I decided to add a wellness plan since he would be getting neutered soon. It only made sense financially to opt in to the wellness plan if I were able to cancel it after his neuter procedure was complete. I was careful to research that I would be able to cancel the wellness plan before adding it to his policy, otherwise I wouldn't have purchased the wellness plan to begin with. My diligent online research confirmed that I would be able to cancel the wellness plan and keep the accident/illness insurance. 3 months later, after spending $1,400 to cover all three pets, I am unable to remove the wellness plan online so I call in. The customer service agent told me that they don't permit cancellation of the wellness plan until the policy renewal (1 year) which differs from the information I found on their website prior to purchasing the wellness plan. This situation leaves me in a predicament, as I am now obligated to continue paying $57 per month for a wellness plan that no longer serves its purpose. The reimbursement from Pets Best for the neuter procedure was minimal compared to the actual cost I paid the vet, making this experience feel like a significant financial burden and a disheartening waste of money. I urge you to review and rectify this policy discrepancy to ensure that future customers are provided with accurate information before making crucial decisions about their insurance plans. Transparency and integrity in your policies are essential for building trust with your clientele. I appreciate your prompt attention to this matter and hope for a swift resolution to avoid any further inconvenience.

Insurer: Pets Best

By: Taylor Winkler

January 08, 2024

Kyann listened to our current situation…

Kyann listened to our current situation . She was very kind, understanding, and helpful.

Insurer: Fetch

By: Linda

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