225,012+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 225,012 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

225,012 total


Most selected providers in "July, 2026"

This chart shows the distribution of the most selected pet insurance providers in July, 2026.

Providers with highest rating

Embrace

20,008 reviews

4.9
Healthy Paws

11,406 reviews

4.9
Fetch

5,987 reviews

4.9
Trupanion

55,033 reviews

4.9
Pets Best

15,508 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

May 03, 2023

Haven't used it yet but we are hoping for a 5

I really don't know. I just got spot and haven't used it yet so I really can't give a true rating. But I hope it is going to be a 5. Our new puppy needs to be chipped and neutered. So we can rate you then.

Insurer: Spot

By: Guy Carlson

May 03, 2023

Not impressed.

Did not request records from primary vet and closed claim request. Customer service representative that I spoke with the 2nd time spoke over me and had poor customer service skills. Took 60+ days to process claim.

Insurer: Pets Best

By: Andrea MacQueen

May 03, 2023

Coverage options easy to choose

Easy to choose the coverage and deductible options that fit our situation

Insurer: Spot

By: Jeff Farrington

May 03, 2023

Embrace Pet Ins has excellent reps who…

Embrace Pet Ins has excellent reps who care & Listen. They make our experience simple when calling about our animals. 😁😁

Insurer: Embrace

By: SHARON LG

May 03, 2023

Claims are processed quickly and with…

Claims are processed quickly and with clear explanations.

Insurer: Pets Best

By: New York Mom

Verified May 03, 2023

Avoid Trupanion like the plague

We've had Trupanion coverage for more than a decade for two small rescue dogs. In the beginning, our experiences with Trupanion were good, but as the dogs have gotten older, and their needs more extensive, we've had nothing but problems in getting them to cover claims. I get that insurance companies don't make money when they help you, but we're experiencing things like having medications they've taken for years suddenly being denied for coverage. Don't get me started on the hoops they make you jump through to appeal. Or their unwillingness to listen to the vet's appeals on your behalf. The fact that our premiums have increased more than four-fold over the years is bad enough, but lately they have started putting so many barriers in the claims process that it's just easier to give up. Our vet is frustrated at the time he has to spend navigating their convoluted claims process and if I had to choose between my vet and Trupanion, there's no contest. Paying $370 per month to insure two small dogs only to fight over every penny claimed is a harsh lesson. I'd recommend staying away from Trupanion. Read the recent reviews -- they tell the story of a company with serious issues. I regret my decision to purchase insurance with Trupanion and hope to help others avoid the horrible experiences we have had with them.

Insurer: Trupanion Canada

By: Jackie

Useful
May 03, 2023

Loving having Embrace Pet insurance for…

Loving having Embrace Pet insurance for my Pomeranian. Only had to use it once so far and they were awesome. It’s nice to have a peace of mind knowing they will be there for us if an emergency happens for my fur baby.

Insurer: Embrace

By: Tessa Miller

May 03, 2023

I was impressed with how quickly…

I was impressed with how quickly Embrace handled my claims as well as by the email I received offering condolences and providing an update on my account status once it was closed, which I did not expect. The only thing Embrace could improve would be to offer direct deposit for claim payments instead of payment by check. Thanks.

Insurer: Embrace

By: TA

May 03, 2023

I wish my health insurance were as good…

I wish my health insurance were as good as this! Always got great care, very trustworthy and timely. Would recommend everyone with an animal they love to have a policy here.

Insurer: Fetch

By: Brandon Alter

May 03, 2023

We just enrolled!

We just enrolled!! Hopefully we will never need to use it but it has given Us much peace of mind just to have it Thank You for giving Our fur baby a chance for a healthy life 😘❤️

Insurer: Spot

By: Kathy Murray

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