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Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.
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Frustrating process to receive claims
Frustrating process to receive claims. They have yet to refund my claims and it's been over 4 months.
Insurer: Embrace
By: Kim Kim
Much better than the main competitor in…
Much better than the main competitor in my experience. Very easy to submit a claim. Felt that they treated us more fairly than I saw with their largest competitor (starts with an F).
Insurer: Embrace
By: Nick C.
Long time Embrace Pet Insurance Subscribers
We have been with Embrace Pet Insurance for years. They have always paid quickly and been a godsend when our dog developed a cancerous tumor (adenocarcinoma). Paid to the maximum when he had radiation treatment. He is doing great! This visit wasn't for cancer, but a different issue and I don't expect any problems!
Insurer: Embrace
By: Ruth Praast Bolejack
We will be stopping our insurance
We will be stopping our insurance. The copay is $250 and our rates for the dogs have doubled. Financially it just doesn’t make sense.
Insurer: Pets Best
By: Kate Roeske-Zummer
Fast Response Time On Claims
Best decision we made by choosing Pumpkin. So far every claim we’ve submitted was handled quickly and with ease. Our cat needed hospitalization for the first time and Pumpkin had my claims approved within minutes. Definitely recommend Pumpkin to anyone.
Insurer: Pumpkin
By: Bianca Edney
always covered
Metlife gives us the peace of mind, that our beloved puo is always covered n case of an emergency or whenever he needs medical attention.Customer service is outstanding and every claim goes smoothly. Definitely recommend using Metlife.
Insurer: MetLife
By: JUAN PANDO
They make it easy and helpful when…
They make it easy and helpful when submitting claims.
Insurer: Embrace
By: Derek Whitton
Nadine made my experience fantastic
Nadine made my experience fantastic. Extremely knowledgeable and answered all my questions. Fantastic customer service
Insurer: Fetch
By: Maria R Perez
I have a dog with serious liver disease…
I have a dog with serious liver disease and have submitted multiple invoices, large and small to Embrace. They have consistently repaid me in a timely manner. This gives me a bit of comfort during a scary time. Thank you, Embrace!
Insurer: Embrace
By: Sandy
Filing a Claim
I was having difficulty logging in to file a claim. The customer service person was so patient! She advised me on how to best access my account so I could file a claim. I got into my account the first time after taking her advice and was able to submit my claim in about 2 minutes.
Insurer: Embrace
By: Mary Jane Anderson