154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,145 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,308 reviews

4.9
Healthy Paws

10,743 reviews

4.9
Fetch

27,420 reviews

4.9
Trupanion

62,925 reviews

4.8
Nationwide

21,417 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified October 06, 2025

Super easy to file a claim

Super easy to file a claim, extremely professional company that has always dealt with my concerns and issues in a very, timely manner.

Insurer: Trupanion

By: Mark Thomas

October 06, 2025

Excellent Pet Insurance Company

I dealt with Carla Stevens to secure a new policy for my dog on October 6/25. She was terrific and answered all my questions thoroughly.😊😊😊 I am so happy that I found this new company and am sure I will be very pleased.

Insurer: Fetch Canada

By: Jeanette Kam

Verified October 06, 2025

Great experience!

Great experience! Quick payments via Zelle - couldn't ask for better. The CSR was very clear but I can't say the same for the documentation ;-)

Insurer: MetLife

By: Roger Bencivenga

October 06, 2025

Easiest company to submit claims to and…

Easiest company to submit claims to and they are very prompt in their response.

Insurer: Embrace

By: Julie Climer

October 06, 2025

Exceptional service

Exceptional service. Extremely knowledgeable about policy details. Worked to get me the best value for my pets’ needs.

Insurer: Fetch

By: G Singer

Verified October 06, 2025

Quick reimbursement!

Quick reimbursement!

Insurer: Pumpkin

By: Emily

October 06, 2025

I do not recommend them anymore

I wish I could say they were great! it takes long to get their results and they have no idea about animals they care for. They rejected my claim on my puppy saying that diherriea was a pre-condition (from 2 months prior!!!). What puppy survives 2 months of lose stools and they should know better that for puppies it is very common to have bowel issues as they get to anything. Poor judgement.

Insurer: Embrace

By: Esra Urkmez

Verified October 06, 2025

Efficient Claims Processing

Very simple, efficient, and timely claims processing.

Insurer: MetLife

By: Brenda Portzen

October 06, 2025

Title: Trupanion Broke Their "Fixed Rate" Promise — Four Rate Hikes in Under 3 Years.

We signed up with Trupanion in December 2022 at $129 a month because they advertised fixed-rate protection. That was the deal and the reason I signed up and agreed to that high price for puppy insurance. Less than three years later, my premium has jumped to $257 a month after four rate increases. They can spin it however they want, but that's a 100 percent increase on what was supposed to be a fixed rate. Their explanations keep shifting, and their deductible-per-condition setup is another gotcha buried in fine print. I don't work with companies that say one thing and do another. I’ll be filing a formal complaint with my state insurance commission, then reporting to the Better Business Bureau. I’ll post updates here and across social media so others can see how Trupanion handles customers who were promised one thing and charged for another. They're not trustworthy. They're a gotcha company, and I don't have time for that nonsense.

Insurer: Trupanion

By: GabbyGirl

Verified October 06, 2025

My concerns:

My concerns: —quite expensive —why is back history submitted every time I submit a new claim? Are past files not saved? Pros —turn around time for claims is great! —having the option to submit claim by email versus SPOT website is great!

Insurer: Spot

By: Deborah Hyatt

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