154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,974 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,787 reviews

4.9
Fetch

27,479 reviews

4.9
Pets Best

14,161 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified May 16, 2024

I haven’t used ur plan yet

I haven’t used ur plan yet. But ur customer service was beyond excellent

Insurer: Pumpkin

By: Susan Ryan

Verified May 16, 2024

The best pet insurance I have come by…

The price is very good for the coverage and quality you get from this company. Signing up wasn’t a hassle and submitting a claim was easy as well. The reimbursement didn’t take long and the App keeps you updated throughout the whole process.

Insurer: Spot

By: Erica Aldridge

May 16, 2024

Premium increase

My premium was increased this year for no apparent reason. My cat has never been sick and I have not used the insurance. They claim it is due to rising operating costs, an increase in Vet fees, and my cat’s age. My auto rate only goes up if I get a ticket or get in accident. My health insurance premium does not go up if I get sick. If my pet insurance premium is increased every year, by the time my cat needs a Vet I’ll have paid so much for insurance over the years I’ll be lucky to break even, particularly if you take the deductible into account. I had pet insurance years ago and my premium increases were modest and few over the years. When my dog fell ill and had to be euthanized the insurance reimbursement was a great help. It appears all these companies operate on the same business model. I don’t know if the insurance is worth it in the long run.

Insurer: Embrace

By: Rob

Verified May 16, 2024

Easy to submit a claim

Easy to submit a claim, and reimbursement was in just a couple days once approved

Insurer: ASPCA

By: Cristie Haney

May 16, 2024

Total fraud

Paid premiums for 2 years for 2 dogs. My first claims were denied even though all information was submitted and my vet attempted to communicate with them multiple times. They left the vet on hold until the line disconnected multiple times instead of working with them, then immediately closed my claim for “lack of response” even with all documentation, history, and multiple email communications. I wish I’d never given them a penny.

Insurer: ManyPets

By: LG

Verified May 16, 2024

Getting claims in have been a smooth…

Getting claims in have been a smooth process and the claims adjuster always gets back in a timely manner. Only gripe I have is they always ask about pets medical record everytime I submit a claim.

Insurer: ManyPets

By: Seongbin Ju Vargas

Verified May 16, 2024

The app is very easy to use and upload…

The app is very easy to use and upload documents from the vet. Also the process was speedy and the reimbursement was deposited in less than two days!!

Insurer: Spot

By: Kinza Bray

Verified May 16, 2024

Love having insurance on our babies

Love having insurance on our babies , paying up front is tough sometimes , but I know my babies are taken care of and Spot will take care of us ! Didn’t have insurance on our first Boy regrettably had we maybe he would have been with us longer , these babies can get expensive!

Insurer: Spot

By: Tammy

May 16, 2024

Good communication

Good communication. Prompt. really seem to care about our experience.

Insurer: ManyPets

By: Erin Ellis Davis

Verified May 16, 2024

Helpful

Helpful, fair, competitively priced.

Insurer: Figo

By: Amy

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