224,430+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 224,430 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

224,430 total


Most selected providers in "June, 2026"

This chart shows the distribution of the most selected pet insurance providers in June, 2026.

Providers with highest rating

Embrace

19,987 reviews

4.9
Healthy Paws

11,382 reviews

4.9
Fetch

5,940 reviews

4.9
Trupanion

55,033 reviews

4.9
Pets Best

15,366 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified July 22, 2026

Overall an easy process to start

Overall an easy process to start. Once purchased, I could sign into my account but couldn't access or upload requested records. Tried to call but after being on hold for over 15 minutes, I left a message. Pop upon sign in says something like we are working behind the scenes on your account.

Insurer: Prudent Pet

By: John.J

Verified July 22, 2026

It was relatively easily to submit the…

It was relatively easily to submit the claim, and it was processed in a very reasonable period of time.

Insurer: Spot

By: Diane Legum

Verified July 22, 2026

First time I sent in a claim and it was…

First time I sent in a claim and it was so easy and you responded, paid immediately! Thank you

Insurer: Spot

By: Donna Jett

Verified July 22, 2026

prompt refund

Great customer services. Easy to file claim.

Insurer: Spot

By: Margaret Seufert

Verified July 22, 2026

Accuracy....completion of claim in a…

Accuracy....completion of claim in a timely manner....ease of filing a claim

Insurer: Spot

By: Laura Bondurant

Verified July 22, 2026

Great Service Just recommended SPOT to a person in…

Just recommended SPOT to a person in the pet store. Great, quick service and easy app to follow. Our refund was handled in a timely fashion.

Insurer: Spot

By: Marsha Rouse

Verified July 22, 2026

I’m so grateful be back with spot there…

I’m so grateful be back with spot there customer service excellence I have no problems with staff specially Ty to Niki

Insurer: Spot

By: Karen Edwards

Verified July 22, 2026

Great user friendly website for claims

I pay monthly, but I've already gotten back a lot of my monthly fees due to my dog having liver enzyme issues.

Insurer: Spot

By: Paula Jimenez

July 22, 2026

When you need the insurance you’ve been paying for the most, Healthy Paws does this

I’ve had Healthy Paws insurance for my cat for 10-years, despite the premiums going up every single year. Last year’s increase was a full 20%. For years I’ve had a $500 deductible and 90% reimbursement rate. Last December, the month prior to renewal in January, the company unilaterally decreased the reimbursement rate to 70%. Their explanation for this was that “older pets sometimes needing more vet care”. Which is code for, “We’re increasing your premium by 20%, reducing your reimbursement rate, and you’re stuck with us because your pet has a pre-existing condition no other insurance will cover and we’ll just make sure we make more profit than we have to pay out”. It’s a disgusting and should be criminal act of profiteering. Fortunately for Healthy Paws, because I know all they care about is their profit margins, my cat has an aggressive form of cancer and pretty soon they won’t have to worry about reimbursing me for anymore vet care because she’ll be dead. At a time in her life when I’ll need to provide her with vet care in order to just be as comfortable as she can, I now have to factor in what I can and cannot afford for her care because her insurance company is more concerned about squeezing out every penny by refusing to reimburse me at the rate I contracted for and have been paying higher premiums for every year for a decade. It’s absolutely disgusting. Avoid this company at all cost.

Insurer: Healthy Paws

By: Diane Johnson

Verified July 22, 2026

Submitting bills was easy

Submitting bills was easy. Payment was prompt.

Insurer: Fetch

By: Margaret E

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