154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,679 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,318 reviews

4.9
Healthy Paws

10,767 reviews

4.9
Fetch

27,453 reviews

4.9
Pets Best

14,149 reviews

4.9
Trupanion

62,992 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified July 14, 2024

Beyond Happy

The app was easy to use . And the claim was processed quickly . This was my first claim with Spot and I am beyond impressed . I had a precious pet insurance paid every month an they denied every claim with less than adequate explanation. So switched to Spot and am more than happy I did

Insurer: Spot

By: Diane Seelman

Verified July 14, 2024

A reliable pet insurance option that fits your needs

It is not anybody’s wish that they ever have to utilize their pet insurance policy because it means our furry friends are sick. In my case, I recently had a series of events that necessitated medical care for my pup. Spot Insurance made it so easy and convenient and the last of my concerns was the money I would be spending to save my loved one - best decision I made years ago to switch to SPOT from another major provider - I would definitely recommend this to anybody, especially given your ability to customize your plans to your own needs!

Insurer: Spot

By: Gustavo DePaula

Verified July 14, 2024

Satisfied customer

I was very impressed with the amount of the last payout. Impressed and relieved! Fetch is the way to go for me.

Insurer: Fetch

By: customer

Verified July 14, 2024

Claim handling is slightly ridiculous

Claim handling is slightly ridiculous. I changed to this company due to the slow claim handling I had experience with others, there is no difference here. I am weighing other options going forward.

Insurer: Spot

By: Jackie Tyrseck

Verified July 14, 2024

They paid my claim quickly

They paid my claim quickly . My vet sent the information and that same day the claims were processed and direct deposited.

Insurer: Spot

By: Victoria

Verified July 14, 2024

Claim was processed in stated time…

Claim was processed in stated time frame even with a holiday.

Insurer: Fetch

By: MONICA HALL

July 14, 2024

HealthyPaws saved the day!

Our corgi had to have emergency surgery only three short months after we adopted her. The initial estimate was $10,000; the final bill was $7,888. Thankfully, I had signed her up with HealthyPaws as soon as we got her. It was fast and simple to file the claim (send them the invoice and the medical records). HealthyPaws paid immediately after providing the required information. They even sent a follow-up email asking how she was doing. Without HealthyPaws we would have been facing a choice no parent should have to make. With the exorbitant cost of veterinary bills, you really must have insurance if only for peace of mind, and hopefully you will never have to use it. We highly recommend HealthyPaws enough!

Insurer: Healthy Paws

By: TRACY

Useful
Verified July 14, 2024

Best Pet insurance

Embrace handles my claims with a fast turnaround. I haven’t had any issues with this company. The app makes everything easy to upload and also view your status and benefits. They have saved me so much money especially since the puppy stage is the most expensive. I just want to say thank you

Insurer: Embrace

By: Ashley Cornelius

Verified July 14, 2024

Rebecca was amazing

Rebecca was amazing answering all my questions and explaining about pet insurance.

Insurer: Prudent Pet

By: Wendy Zinno

Verified July 14, 2024

Normal lab becomes reason for exclusion

They determined my cat had hyperthyroidism as a preexisting condition even though her lab value at start of coverage was, according to the vet, "well within the normal reference range," and my cat had no signs of hyperthyroidism. And due to the hyperthyroidism exclusion, they would also cover absolutely no health issues related to blood pressure, heart, or kidneys. So really very little point in paying them to cover next to nothing. And who knows what normal lab value they may decide was actually a sign of a preexisting condition once a diagnosis occurs.

Insurer: Embrace

By: customer

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