154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,837 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,322 reviews

4.9
Healthy Paws

10,778 reviews

4.9
Fetch

27,466 reviews

4.9
Pets Best

14,154 reviews

4.9
Trupanion

62,999 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified August 25, 2024

Filing a Claim

So easy to file a claim.And I received my reimbursement within two days.

Insurer: Fetch

By: David

Verified August 25, 2024

Filing a Claim

So easy to file a claim.And I received my reimbursement within two days.

Insurer: Fetch

By: David

Verified August 25, 2024

Filing a Claim

So easy to file a claim.And I received my reimbursement within two days.

Insurer: Fetch

By: David

August 25, 2024

Embrace Pet Insurance Review

Exceptional pet insurance, they are wonderful and very professional people to deal with. The claim submission process is extremely easy and very intuitive.

Insurer: Embrace

By: Manny Perez

August 25, 2024

Claims are not processed in a timely…

Claims are not processed in a timely manner and payout amounts are a tiny fraction of the 1680$ I pay annually.

Insurer: Pets Best

By: Pamala

August 25, 2024

Total waste of time and money

Total waste of time and money. I submitted 3 receipts totalling $1500 and insurance covered $150. Please cancel this plan.

Insurer: Pets Best

By: Brian

August 25, 2024

Embrace is a Scam

I wasn’t going to review Embrace because I just wanted them out of my life but they’ve sent me three emails asking for a review so here it goes. Wish I could give 0 stars and get the money back I gave them to actually pay for my dogs medical bills. This is just a scam. They dont cover anything and want you to pay them more money just to have a “loan” to pay for preventative care (neuter, shots, etc), that you have to pay them back for over monthly installments. DO NOT USE EMBRACE!!! Edit: their reply makes it simple to find preventative care - but that wasn’t the problem, I had to dig deep into the find print to find that neuters is “preventative”. Don’t use these scammers. They don’t care about customers, they’ll find stuff in fine print. Don’t use these losers.

Insurer: Embrace

By: Jeremy Maschino

August 25, 2024

Filled a small claim for prescription…

Filled a small claim for prescription within the first 3 months and they gave me so many excuses not to approve the claim. Keep your money and stay away from embrace. I could only imagine if my dog was actually injured badly and I had to deal with these people for a claim worth a few thousand. Thankfully I didn’t wait to find out.

Insurer: Embrace

By: Tony

Verified August 25, 2024

Quick response to claim

Quick response to claim

Insurer: Spot

By: cathy

Verified August 25, 2024

Always an easy process

Always an easy process. Submit the bill and give a brief description and forget it. Reimbursement is in your direct deposit bank account within a week and most times only a few days.

Insurer: Spot

By: Robert Coloutti

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