221,348+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 221,348 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

221,348 total


Most selected providers in "May, 2026"

This chart shows the distribution of the most selected pet insurance providers in May, 2026.

Providers with highest rating

Embrace

19,908 reviews

4.9
Healthy Paws

11,266 reviews

4.9
Fetch

5,702 reviews

4.9
Trupanion

55,033 reviews

4.9
Pets Best

15,135 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified November 26, 2023

It was quick, easy and affordable.

It was easy to sign up, add my pup, and I was even able top take her top her her shots right away. I was reimbursed within 2-3 business days since I signed up for direct deposit. Happy I joined with Nala!♥️

Insurer: Spot

By: Trudi

Verified November 26, 2023

Knowledge patients and very helpful

Knowledge patients and very helpful

Insurer: Spot

By: Donald Spinelli

Verified November 26, 2023

Fast

Fast, easy, does what was advertised!

Insurer: Spot

By: Annika Benoy

November 26, 2023

Coverage denial

I signed up for this insurance for my two cats in January. At that time I had to submit all medical paperwork from the vets so that coverage could be determined. We were given the green light. Fast forward to actually submitting a claim for ER visits and all was denied because they said everything fell under pre-existing and that after review, I should be on accident only coverage, however that was not told to me when I signed up for full coverage when they initially reviewed. I wasted a year's worth of premium money when they knew they were not going to cover my cat so for any medical claims.

Insurer: Embrace

By: Melissa Gray

Verified November 26, 2023

Can be a literal life saver.

I got a policy for my kitten when she was first adopted, never imagining we would need it. Just before she turned 2, she required extensive medical care, and the policy was a life-saver. The claim was paid quickly, without hassle. And now she’s back to her normal self. Thanks to Spot, we didn’t have to make difficult decisions, and also have significantly improved the quality of life for our kitten.

Insurer: Spot

By: Brian G

Verified November 26, 2023

Plans are explained well and there are…

Plans are explained well and there are no Surprises. Claims process is easy and efficient. Great Option

Insurer: Spot

By: Michael Scimeca

November 26, 2023

Easy

Easy, quick to use and reimburse!

Insurer: Embrace

By: Carol

Verified November 26, 2023

Healthy Paws insurance covered so much for my dog!

I have had Healthy Paws insurance for one of my dogs since he was a puppy and he is now 7 years old. I have been very pleased with the coverage and service I receive from Healthy Paws. I am reimbursed for eligible services days after submission to Healthy Paws. Over this past year my dog has been treated for an unknown shoulder injury that just seems to defy the many approaches to rid him of his pain. Healthy Paws has covered all the treatments submitted and continues to do so as we get closer to a diagnosis that will hopefully result in resolving his pain, muscle atrophy and limping. I recently switched my other dog over to Healthy Paws Pet Insurance because of the great coverage and customer service I receive from Healthy Paws!

Insurer: Healthy Paws

By: Lura

November 26, 2023

We had to make a claim one month after…

We had to make a claim one month after we got coverage. My puppy swallowed a large stone which required emergency surgery. Expensive bill & Embrace reimbursed us quickly! We’re so impressed with the service!

Insurer: Embrace

By: Pam

November 26, 2023

Responsive service but expensive

I tried trazedone one time to see if it would work for my dog’s fireworks anxiety, as many dogs have. Because it was listed in the medical records, the initial review noted that she was ‘anxious’. Other than loud noises, she is the sweetest and most calmest dog! My second year premium increased by 53% and the following year by 38%. When questioned about this, none of the reasons they offered, including blaming the state department of insurance, can justify over a 100% increase in two years! To be fair the claims process is quick and user friendly. Response times are reasonable and the staff is very professional and considerate.

Insurer: Embrace

By: LRD

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