216,093+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 216,093 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

216,093 total


Most selected providers in "March, 2026"

This chart shows the distribution of the most selected pet insurance providers in March, 2026.

Providers with highest rating

Embrace

19,767 reviews

4.9
Healthy Paws

11,041 reviews

4.9
Fetch

5,351 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

8,908 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

September 24, 2023

So easy to submit claim

I have been so hesitant to start a claim online. I have always called or used chat. I got brave and just submitted 5 claims. It was SO easy. Thank you Embrace. Also every support person I have ever talked of chatted with has been WONDERFUL.

Insurer: Embrace

By: Susan Johnson

Verified September 24, 2023

Best pet insurance I have had over the…

Best pet insurance I have had over the years . They are quick to respond to question and fast with reimbursements. I would highly recommend them.

Insurer: Spot

By: Norma Tompkins

September 24, 2023

Excellent Insurance

I purchased this insurance knowing my little dog would need his teeth cleaned. So far this insurance is definitely worth it. They paid a substantial amount towards his teeth cleaning. The customer service is great. They are very nice and easy to work with. The claim process is super easy and payment gets deposited right to your account. Love it! I’m very happy with my decision to purchase Pets Best Insurance.

Insurer: Pets Best

Veterinarian: Lander Valley Animal Hospital

By: Sherry

Useful
Verified September 24, 2023

Great service

Great service. Quick and efficient!

Insurer: Spot

By: Brigette Pena

September 24, 2023

I did the quote twice and came to $158…

I did the quote twice and came to $158 a month now it’s over 219-229, will be looking at other options, had them before on a more expensive place and was $110 great then,

Insurer: Sonnet

By: Phil

September 24, 2023

Prompt

Prompt, efficient and professional. I waited years to purchase insurance for my dogs. Wish I had done it when they were puppies.

Insurer: Embrace

By: Anne Caywood

Verified September 24, 2023

I just got started with Spot and so far…

I just got started with Spot and so far I like them. They are reasonably priced and cover more than I was expecting.

Insurer: Spot

By: PATRICIA BROWN

September 24, 2023

Parody of an insurance

Want to pay monthly premiums and not get covered when your pet needs healthcare? Like upholding your end of the deal and later realizing the company won’t fulfill theirs? Then this insurance is for you! My kitten developed eye redness after we purchased the insurance plan, and I went to the vet. The vet mentioned in the note that the cat had occasional sneezing (not the actual reason we went there, just as a side note). When it came to reimbursement, the claim was denied because the occasional sneezing was deemed as a “respiratory infection”, which, intern, was deemed a “chronic condition.” The cat had a history of upper respiratory infection prior to adoption, and hence they claimed it’s a pre-existing condition. I don’t know if the people reviewing the claims are smart fraudsters or just stupid, but as a physician, I can attest that it is not how URIs work. You are “allowed” to have them multiple times a year, it is not a “pre-existing” condition like cancer or diabetes; each episode, if spaced out in time, is a brand new instance. Furthermore, this has nothing to do with eye redness (conjunctivitis) for which the cat was treated for with ophthalmic antibiotic and had a corneal exam. Over a dozen hours were spent communicating with the insurance reps and countless neurons destroyed by the stupidity of their reasoning... Needless to say, I’m no longer their customer (they had the nerve sending me an invite to resume my membership; like yeah, why wouldn’t I!), and now I’m putting away the amount I would’ve paid for monthly premiums into a savings account, self-funding my pet emergency account, knowing that if I have an emergency, there will actually be money to cover my expenses.

Insurer: Pets Best

By: Stan

Useful
Verified September 24, 2023

Second year with Embrace Pet Insurance

Second year with Embrace Pet Insurance. I submit my claims online; notification of receipt and processing is quickly addressed. I have no issues or complaints at this time. I am highly satisfied with Embrace Pet Insurance and would recommend them to anyone with pets.

Insurer: Embrace

By: Eileen E Johnson

September 24, 2023

Parody on insurance

Want to pay monthly premiums and not get covered when your pet needs healthcare? Like upholding your end of the deal and later realizing the company won’t fulfill theirs? Then this insurance is for you! My kitten developed eye redness after we purchased the insurance plan, and I went to the vet. The vet mentioned in the note that the cat had occasional sneezing (not the actual reason we went there, just as a side note). When it came to reimbursement, the claim was denied because the occasional sneezing was deemed as a “respiratory infection”, which, intern, was deemed a “chronic condition.” The cat had a history of upper respiratory infection prior to adoption, and hence they claimed it’s a pre-existing condition. I don’t know if the people reviewing the claims are smart fraudsters or just stupid, but as a physician, I can attest that it is not how URIs work. You are “allowed” to have them multiple times a year, it is not a “pre-existing” condition like cancer or diabetes; each episode, if spaced out in time, is a brand new instance. Furthermore, this has nothing to do with eye redness (conjunctivitis) for which the cat was treated for with ophthalmic antibiotic and had a corneal exam. Over a dozen hours were spent communicating with the insurance reps and countless neurons destroyed by the stupidity of their reasoning... Needless to say, I’m no longer their customer (they had the nerve sending me an invite to resume my membership; like yeah, why wouldn’t I!), and now I’m putting away the amount I would’ve paid for monthly premiums into a savings account, self-funding my pet emergency account, knowing that if I have an emergency, there will actually be money to cover my expenses.

Insurer: Pets Best

By: Stan Ryndin

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