154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,046 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,329 reviews

4.9
Healthy Paws

10,791 reviews

4.9
Fetch

27,484 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

October 02, 2024

THE WORST! - Pets Best

Unacceptably poor customer/claims service. Extremely slow processing - close to a month. And, I'm still waiting for my direct deposit - over 1 week! Multiple phone calls - on hold for 30+ min and haphazard email response with no information of value. Will be contacting the BBB and cancelling my policy.

Insurer: Pets Best

By: Lisa

Useful
Verified October 02, 2024

Explained to be better than what the fine print tells you

They were very easy to work with on line and over the phone. The app was easy to use as well. Sadly, the coverage was not entirely explained to me upon purchase. For instance, 1 stool test is covered per year and only up to a certain amt, $25.00. Or 25.00 towards certain vaccines. So it was very limiting on what was covered for preventative care and only up to a certain amount. I was impressed initially by spots deductible, coverage explanation and unlimited expenses for $82.00/mo until I submitted my bills and had little return. My older dog is on a plan with NW, we pay up front but then get 80% return, 250$ deductible and unlimited expense. And NO cap on certain preventative tests and care. We cancelled this plan for our puppy because it did not hold up to the expectations that NW set for us and we went to NW. They have a higher monthly fee, but coverage is top notch. It's that old saying, you get what you pay for. And certainly the cheaper rate was not worth it.

Insurer: Spot

By: Lindsay K

October 02, 2024

Smartest thing I’ve done lately!!

Met Life is wonderful. It has more than paid for itself. It’s the only pet insurance I could find that covers dental cleanings! It takes a little longer than 5-10 days for a claim to be processed, but I always know they will take care of us.

Insurer: MetLife

Veterinarian: Waterway Animal Clinic

By: Wanda

Useful
October 02, 2024

Filing a claim was very easy

Filing a claim was very easy, I just followed the prompts. I have never filed a claim before, so I’m glad that the program is set up for technology challenged people like me.

Insurer: Embrace

By: Jami Smith

October 02, 2024

Met Life is the Best

We have two Doodles and one has had a few emergencies, Met Life covered it all. I love the coverage , claims done in a timely manner and customer service is the BEST.

Insurer: MetLife

Veterinarian: Dr Aryal

By: Maryann

Useful
Verified October 02, 2024

Claims are so simple & repayment fast! So grateful we have Spot!

We were unsure about pet insurance but decided to give it a try as a "just in case" measure... we were so grateful we had it after our dog got sick with a stomach issue (put us close to deductible) and then shortly after we found a growth in his paw that had to be removed (well over deductible)... submitting claims was super easy & credit bank was super fast! No hassle or issues - just had to upload detailed receipt from our vet and done. Thank you Spot Pet Insurance for helping us feel at ease making medical decisions for our 4 legged fur baby with worrying about financial strain!

Insurer: Spot

By: Kelsey

Verified October 02, 2024

I spoke to Rebecca today with concerns…

I spoke to Rebecca today with concerns and talking to her about a precious insurance company Lemonade and explaining to her that nobody spoke English and it's awful they have no idea what there doing. Rebecca was so helpful with all my questions and answered everything I needed. She was great!

Insurer: Prudent Pet

By: kelligmail.com

Verified October 02, 2024

a nice surprise!

I forgot that I insured my precious dog last year. As a result I filed a few claims at once. I was expecting a new bill for next year’s policy but instead I received a nice check for what was covered. I wish there was specific explanation for what wasn’t reimbursed. Thank you Embrace for coming through for me

Insurer: Embrace

By: wr

October 02, 2024

Idiot proof web navigation for claims

Idiot proof web navigation for claims

Insurer: Embrace

By: Milkins

Verified October 02, 2024

Easy and Fast

The online experience is quite easy and fast.

Insurer: Embrace

By: Mcbdp

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