224,962+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 224,962 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
224,962 total
What are you looking for?
Most selected providers in "July, 2026"
This chart shows the distribution of the most selected pet insurance providers in July, 2026.
Providers with highest rating
20,008 reviews
11,406 reviews
5,987 reviews
55,033 reviews
15,459 reviews
Category with most reviews
This chart shows the distribution of review categories.
Efficient and Professional
I haven't had a claim with Sonnet, but every contact I've has been positive and efficient. The website is easy to use and most changes you can make online yourself. My only complaint is that I detest dealing with the bot, but that applies to almost every company I've contacted in the past year.
Insurer: Sonnet
By: Twillie
My cat had to have emergency surgery to…
My cat had to have emergency surgery to remove a sharp foreign object lodged in hi eyeball. Thank goodness I have Embrace Pet insurance. This would have been a devastating financial burden for me. My claim was processed quickly and I received my reimbursement within 3 days of approval notification. Highly recommend
Insurer: Embrace
By: Julie Van Hook
Filed first Claim.
Filing my first claim was convenient and simple with no fuss on the website. Within a few days payment was deposited directly to my bank account adding to the convenience.
Insurer: Embrace
By: Christopher Thompson
Pretty good.
Pretty good. Customer service has always been nice and helpful. I have the wellness plan, for which it reimburses you max $150 per category for a total of $600 per year. It's like an extra ~$35/mo, so $420ish a year. If they were to keep the cap at $600, I wish I can alter the percentage of that since I don't really use the dental (he's still young). Otherwise, I feel like it's not really worth the extra.
Insurer: ManyPets
By: Linh Ly
Nyla Rose was excellent
Nyla Rose was excellent! She was so helpful, courteous, patient, pleasant and outstanding! She went above and beyond! She really helped me out submitting my claims for Midnight, Sunny and Summer-my 3 kitties. Keep up the fantastic work! Thank you, Nyla Rose!
Insurer: Fetch
By: Sharon Rae
I pay 70 a month and after my last…
I pay 70 a month and after my last visit the bill was high & i assumed i would be covered mostly more but after the adjustment i was still stuck with 700$ bill witch is still too high even those I'm paying 70 a month!
Insurer: Spot
By: Cristian Miranda
Unsatisfied experience in Nebraska
After spending $357 a month to ensure my four dogs I received notification that each dog was going to increase by at least $20 per dog per month. So I decided I was going to change insurance companies. The final straw was that I had them in for their wellness check on 5/14/24 which I have insurance for. After a $4000 vet bill for all of my dogs because I purchased all of their heartworm and flea and tick for the year for all four dogs plus I had to have a couple ancillary things done I only received reimbursement of $197.80 for one dog $347.82 for the next dog and for the two youngest that are only one year I only received $237. After calling and speaking with someone in claims on 6/14/24 I was given a lot of excuses no satisfaction. This I believe is because they have a new underwriter for the company and they don’t want to reimburse the way they used to. That’s a shame Spot insurance used to be one of the good ones.
Insurer: Spot
By: Mary Honaker
Service was respectful and helpful
Service was respectful and helpful. Payment was prompt and fair. The rest of the insurance industry could learn a lot from you.
Insurer: Embrace
By: PAUL
Mistake on medical review has left me in debt
I truly hate leaving bad reviews but I feel this experience should be stated so others don’t go through what I did. I got a medical review done for my dog to identify preexisting conditions as I wanted to get a dental procedure done but knew I would not be able to handle the bill on my own. They mentioned a few knee problems as preexisting conditions and nothing else so I felt confident I would have their financial support. Over a month later, they saddled me with the entirety of a 2.2k bill saying that periodontal disease was a preexisting condition. I tried to get the claim appealed since it wasn’t mentioned in his medical review and all they said was “sorry it should have been included.” Now i’m left with a huge bill that i’m not sure how i’ll pay for. I felt completely abandoned and no accountability was taken for their mistake
Insurer: Embrace
By: Steph Holliger