216,637+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 216,637 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

216,637 total


Most selected providers in "March, 2026"

This chart shows the distribution of the most selected pet insurance providers in March, 2026.

Providers with highest rating

Embrace

19,777 reviews

4.9
Healthy Paws

11,063 reviews

4.9
Fetch

5,392 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

8,934 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

November 07, 2023

Peace of Mind

I don’t want to have to use my insurance. If I do it means my dog is sick or injured and that just breaks my heart. However, having Lemonade as our pet’s insurance company has been a big relief to us. The claims process is easier than ordering a drink at Starbucks for my wife. And I think I get reimbursed faster too. I have never had insurance for my dogs in the past but based on my experience with Lemonade I will have it from now on.

Insurer: Lemonade

Veterinarian: Animal Hospital in Fairfield

By: Shawn

Useful
Verified November 07, 2023

Very easy to sign up on line

Very easy to sign up on line. CS very friendly also.

Insurer: ASPCA

By: Jamie McClean Gregson

Verified November 07, 2023

It’s been pretty awful to be honest

It’s been pretty awful to be honest. I’ve only had it for the month and I’m already arguing about claims, very slow and uninformed customer service, and found out that there’s no way to increase annual maximum limit without cancelling your plan. It’s painful to but I’m cancelling first chance I get.

Insurer: Spot

By: Ailey James

November 07, 2023

Grateful for Trupanion!

I have had Trupanion insurance for almost 10 years now. They have never let me down! We ended up with a dog who has a significant amount of health problems, from allergies to stomach sensitivities and everything in between. Of course, we couldn't have possibly predicted this when we got the insurance as a puppy and that's an important consideration. We had no way of knowing she would have so many needs, specialists, and procedures, but Trupanion has honored their policies every step of way. She just had a major surgery and related procedures that were completely unexpected. Shortly after, Trupanion sent notice that all of it was eligible and being covered. Because of Trupanion and all the care we are able to provide, Sparkle presents as a very happy, healthy dog! We are very grateful for all of their support!

Insurer: Trupanion

Veterinarian: Capital Veterinary Specialists - Tallahassee

By: Kristen

Useful
November 07, 2023

Another awesome experience

I’ve made several claims after my 18 months with PetsBest. I’m so pleased with their fairness, thoroughness, promptness and great communication. I had a lot of choices and couldn’t decide. I went with PetsBest because of their quality reviews and applicable discounts, thinking I might change companies down the line. I wouldn’t consider changing from PetsBest, based on all my great experiences. Thank you!

Insurer: Pets Best

By: Janet Jones Rice

November 07, 2023

A win for pet insurance

I switched from Trupanion to Fetch about 9 months ago and I couldn't be happier with Fetch. I've had 2 situations with one of my cats so far and its been a smooth & easy process to submit the claims and super quick to get reimbursed. They also pay for exam visits when its related to an illness which Trupanion don't and the deductible is per year not per claim.

Insurer: Fetch Canada

By: Mim Antoine

November 06, 2023

Fetch is Golden

Fetch has clear and concise policy choices and is extremely easy to use. Their responses are swift and complete with explanations and follow through. Deductables are reasonable and payments completely on time. No fuss, Great to work with. Bailey is a very happy Golden Retriever.

Insurer: Fetch

By: Bob V

Verified November 06, 2023

First time pet parent!

Filing a claim was very easy with Embrace! I’m a first time pet parent with no previous experience. My little love required emergency surgery to remove a large quantity of gauze. I was able to file two claims - two separate procedures - with ease. The checks arrived in my mailbox- in one envelope- within five days of filing. I’m very impressed with the ease of the whole claim process.

Insurer: Embrace

By: Leslie

Verified November 06, 2023

Healthy Paws is there when you and your pet need them.

Healthy Paws has improved their website over the past few years to make it more customer friendly and easy to use. Claims are accepted quickly, and a rapid response is always in order. EOB's and payments are issued quickly and explained in a simple fashion. Appeals are likewise handled in a direct but well explained fashion.

Insurer: Healthy Paws

By: Tim Christol

November 06, 2023

I've been with Sonnet for a few years…

I've been with Sonnet for a few years and they are absolutely amazing.

Insurer: Sonnet

By: KAT

Compare top pet insurance providers plans.