207,775+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 207,775 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
207,775 total
What are you looking for?
Most selected providers in "February, 2026"
This chart shows the distribution of the most selected pet insurance providers in February, 2026.
Providers with highest rating
19,688 reviews
10,944 reviews
5,192 reviews
58,961 reviews
14,606 reviews
Category with most reviews
This chart shows the distribution of review categories.
Good Company for Pet Care.
Prompt response and easy paperwork. Help owners when dealing with a pet that's ill.
Insurer: Trupanion
By: Alicia Chipy
Do NOT use this company!
I’ve purchased pet insurance for the past 5 years for 3 different dogs… I’ve had polices with Spot, Pets Best, Embrace, and Fetch, and Embrace has THE most predatory contract language I’ve EVER seen! It’s extremely vague so it can be interpreted to benefit the company… which in itself is normal practice for insurance companies to protect against fraud… however, Embrace routinely EXPLOITS that vague jargon to deny LEGITIMATE claims, which is something only predatory companies do! Seriously READ through their BBB complaints before you even think about buying a policy through them! Embrace will use ANY excuse possible to deny claims as preexisting or congenital/hereditary, even against the word of the EXAMINING and/or treating veterinarians… if your pet has ANY vague symptom documented (ie a one time incident of vomiting, diarrhea, runny nose, inflamed skin, etc) in their past medical records Embrace adjusters WILL link those past symptoms to their current condition somehow, even if your vet outright states they’re not related… mark my words! I purchased a one year policy from Embrace for one of our puppies and paid for the entire year up front… luckily I saw how horrible they are first hand (we only submitted 2 total claims, both to only count against the annual deductible w no reimbursement requests and it took over 2 months to process, getting one denial and one partial reimbursement and I RAN) and switched to a better company as soon as renewal time came! I consider myself lucky they showed me who they were before any harm was done… our puppy was < 1 year old when we got that policy and we ended up getting another puppy a year later and thankfully knew to stay far away from Embrace. However, a couple months ago our (young adult) daughter purchased a policy through embrace for a senior shelter dog she adopted, and as soon as she told me where she got it I made her cancel immediately and purchase a Pets Best policy instead! It’s lucky she did, because months later they finally completed the “medical review” she requested upon purchase (guess they didn’t realize she had canceled the policy), and that language was even MORE predatory than their general contract language if you can believe it! The way Embrace’s medical review was worded would’ve made it possible to deny ANY claim they wanted to! Seriously, she might as well have purchased an accident only policy at that point because her “illness” policy was absolute GARBAGE… she thanked us profusely after seeing that and said she’d tell all her friends to stay away from embrace too. Also… as for their alleged high payout rate, don’t forget they include PARTIAL reimbursements! It’s yet another shady practice of theirs. But if you submit a claim for a $5,000 ER visit and they pay the $80 examination fee and deny the rest, I really don’t think the fact they covered that one small fee will be much comfort now will it? Ask what their FULL reimbursement % is, I guarantee it’s probably a FRACTION of their partial payout rate. STAY AWAY from this predatory company!! Because if you still choose them after reading our reviews (and rumor has it they have embrace employees write good reviews too btw, read BBB complaints/reviews) and get ripped off then it’s on you. Embrace is as shady as insurance gets! Go with Pets Best, Spot, or Fetch…I’ve had all three and they’re ALL way more trustworthy!! Spot’s the best as far as customer satisfaction, but they’re also one of the most expensive… Pets Best is the best compromise between affordability and customer satisfaction, imo.
Insurer: Embrace
By: Angela Christine
I didn’t really expect to need pet…
I didn’t really expect to need pet insurance but had an unexpected surgery for my pup. The claim was easy to follow and Healthy Paws kept me informed each step of the way. Reimbursement came quickly.
Insurer: Healthy Paws
By: Katharine McLendon
You're covering of my dog with epilepsy…
You're covering of my dog with epilepsy medications is fantastic! He has a total of 5 medications twice a day to control his seizures and that is costly. You were there when he's been admitted to ICU multiple times for uncontrolled seizures.
Insurer: Trupanion
By: Margaret Wong
Easy form to fill out
Easy form to fill out. Quick and responsive.
Insurer: Pumpkin
By: Patricia Killeen
Spot Came Through
Using the Spot app made it easy to enter my request for reimbursement. I was very pleased with the speedy review and quickly received a check.
Insurer: Spot
By: Sherry Young
Easy to file
My dog needed to go to emergency Vet twice because he ate a dead iguana on the side of the road which can be deadly. Spot Hero was so easy to file a claim with and quick to reimburse
Insurer: Spot
By: Betty J Fink
Trupanion pet insurance is a lifesaver!!
Trupanion pet insurance is just amazing! We got it for our Dachshund 3 years ago and we are so glad we did. We didn’t need until just recently when he needed back surgery for IVDD. Trupanion paid a majority of the bill and we only had to come out of pocket a small amount. We are so thankful for Trupanion! We highly suggest you get Trupanion for your pet!
Insurer: Trupanion
By: Leslie
What are wonderful team of doctors and aides. We recommend this team to all loving pet owners❤️
I have nothing but praise on how they handled the seizure of our dog pebbles. From the minute, we got there with our precious pebble. They took over and got her back on her feet in a matter of minutes from that point and for the next 36 hours they administered care to ensure that the seizure will not recapping and to protect her from serious injuries. Thank you to all the staff and the care and love you gave to our precious girl.
Insurer: Trupanion
By: Robert Armand
It’s simple
It’s simple, had had nice savings
Insurer: Trupanion
By: ALI DUPRIX