154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,837 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,322 reviews

4.9
Healthy Paws

10,778 reviews

4.9
Fetch

27,466 reviews

4.9
Pets Best

14,154 reviews

4.9
Trupanion

62,999 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified October 31, 2025

Awesome insurance!

We have had pet insurance with Healthy Paws for 9 years. We have had a lot of unexpected conditions and surgeries with our dog, and Healthy Paws has ALWAYS been incredible. We have never had any issue with having any of it covered. Thank you so much Healthy Paws!!!!

Insurer: Healthy Paws

By: MICHELLE

Verified October 30, 2025

All of my experiences so far have been…

All of my experiences so far have been really good. I wish my insurance was so easy to deal with!

Insurer: MetLife

By: customer

Verified October 30, 2025

fast and easy

fast and easy

Insurer: MetLife

By: Robert

Verified October 30, 2025

Choose Spot Pet Insurance

This is our first time having pet insurance and loving having it. It takes away the stress of what could be a very stressful situation. Claims are easy to submit online and are processed quickly. This is a no-brainer!

Insurer: Spot

By: Teri

Verified October 30, 2025

Not enough reimbursement for my…

Not enough reimbursement for my expenditures. Deciding whether it’s even worth it to continue with this coverage. Just sent in $900 receipt and was only reimbursed $240 towards expenditures.

Insurer: Spot

By: Dawn Pierdon

Verified October 30, 2025

Very happy

Very happy with Pumpkin. Retuned emails quickly. Paid claims quickly.

Insurer: Pumpkin

By: Deborah

Verified October 30, 2025

Quick and easy enrollment

Easy to compare plans and get enrolled quickly.

Insurer: MetLife

By: Bernadette Vitola

October 30, 2025

Terrible

Terrible — this is completely useless. You are literally paying for nothing. My advice: build your own savings account for your pet’s vet expenses. They backtrack for at least a month, and after waiting that long, they ask for additional documents from your vet. It’s simply ridiculous. The customer service is a joke — poor people working at this company, powerless and helpless. STAY AWAY. In Canada, your best options are TrueCompanion, Pet Plus, or simply using your own money. I spent weeks comparing plans and deeply regret choosing Spot On. Don’t do it.

Insurer: Spot

By: roxane seguy

Verified October 30, 2025

Very professional and great claim…

Very professional and great claim processing.

Insurer: MetLife

By: James

October 30, 2025

I have spent houirs trying to enter the…

I have spent houirs trying to enter the claim thru the app. I finally gave up and subitted thru the website. The speciality canine dentst practice was not listed and the app could not find it either. So there really is no way to add them. We had an emergency visit to Hospital Blue Pearl then were sent on Monday after we saw our regular vet to the Dental speciality Practice- Pearly Bites Veterinary for consultaion and surgery, they ended up removing 9 teeth. OUR APP DOES NOT SEEM TO HAVE THE DATE OF BIRTH RIGHT EITHER, ALTHOUGH SHE IS A RESCUE AND WE ARE GUESSIMATING. I first adopted her on 02/11/2018, vet estimated Spring to be 2-3 yrs of age so vet records show her birthdate as 02/18/2018 There is no easy way to submit any of the invoicing and I do realize that we are probably capped, but this should not be this difficult. Your reps on phone are completely helpless. They could not even find the policy. PLEASE beware if you are considering this company for coverage there are easier ones out there.

Insurer: Embrace

By: Patti JAGISCH

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