154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,145 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,308 reviews

4.9
Healthy Paws

10,743 reviews

4.9
Fetch

27,420 reviews

4.9
Trupanion

62,925 reviews

4.8
Nationwide

21,417 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified October 24, 2025

Outstanding Support and service

Outstanding Support and service

Insurer: Trupanion

By: Ismael

Verified October 24, 2025

My great experience with Healty Paws

I got Healthy Paw insurance since I got my dog Vinny. It was in 2014. I am really happy that I made this choice. Was never disappointed. I submitted a lot of claims and all of them were processed quickly and efficiently. I am very grateful to everyone who works at this company for their hard work. Honestly, I don't know what I would have done if I did not have Healthy Paws insurance. I have recommended and continue to recommend this insurance to all pet owners.

Insurer: Healthy Paws

By: Irene Grodskaya

Verified October 24, 2025

Peace of mind

I can’t say enough about healthy paws . They have been amazing. My baby boy unfortunately has been diagnosed with terminal cancer, and if it wasn’t for healthy paws I would have lost him already. They have allowed me to give my baby all the treatment and surgery he has needed without any issues. I submit my claim and literally in 2-3 days I have my reimbursement. It’s not easy dealing with a pet with a cancer diagnosis as I’ve been down this road before , but the difference this time is I have a pet insurance company that has no limits on procedures and pay out which has taken so much stress off of me. Knowing I can just focus on his treatments and seeing the oncologist without worrying about if my pet insurance is going to pay me or not has been a lifesaver.

Insurer: Healthy Paws

By: Amy Fagundes

Verified October 24, 2025

Easy to navigate!

Very simple and easy to navigate!

Insurer: MetLife

By: Kia

Verified October 24, 2025

Glad I have Pumpkin Insurance

The guidance and ease of processing my dog’s first claim, the friendliness and knowledge of phone assistants, the excellent communication, and the amount of covered expenses were all very much appreciated. Top notch.

Insurer: Pumpkin

By: Rae

Verified October 24, 2025

Quick and responsive to my claim!

Quick and responsive to my claim!

Insurer: MetLife

By: Adamantine Energy

October 24, 2025

I just wrote a five star review a week…

I just wrote a five star review a week ago, as I have had very good service with Embrace, up until now. My dog had surgery, claim was submitted, three submissions of medical records (all to same email address) later, they did a review. Three masses were removed, surgery was done due to one of the masses containing cancerous cells. Two were non-cancerous, but we did not do a needle biopsy on those so did now know that until the pathologist told us so. Mass removal, none of it covered, even though we knew at least one was potentially cancerous, none of the pathology was covered, even though we had to make sure they got it all, and none of the anesthesia was covered. Are they supposed to do surgery without anesthesia? If they had bothered to really read the notes sent by the vet, they would know all of this. Oh and the $250 deposit that I put down prior to the surgery was closed, but I was told it would be reopened when the surgery was completed, so that is DENIED too. So my $1,700 bill became a $910.38 bill and somehow, even though my plan is 90% covered became a reimbursement of $458.79. Must be the new math. They way I see it, my 1795.96 claim, plus the $250 deposit should have been a $2,045.96, They should cover anesthesia, since we knew one was for sure cancerous, they should cover some of the pathology to determine we got it all and they should cover the removal of one mass. Even if they only cover 1/3 of those charges since two were non-cancerous, that would be an additional $295.19, add the $250 deposit to the $910.38 they say is covered totals $1,455.57. My plan is 90%, so that would be $1,310.01 covered, not $458.79. It is really simple math, and if you read the vet notes, it is all there for them to see. Be cautious with this company. They were really good until they just stuck the knife in, big time.

Insurer: Embrace

By: Betsey Woods

October 24, 2025

Didn’t cover two stomach surgeries…

Didn’t cover two stomach surgeries because he had eaten some brownies as a puppy always some type of bullshit deductibles. Shit company to deal wirh

Insurer: Trupanion

By: Brad Rodier

Verified October 24, 2025

Petey's insurance claim

The total experience of filing the claim and getting the reimbursement was simple and quick to get everything processed for our pup's surgery.

Insurer: Spot

By: Allan Brief

October 24, 2025

Really disappointed in the coverage

Really disappointed in the coverage. Cancelled my coverage. My dog started to unexpectedly vomit and they are claiming it is not an accident. That should absolutely be covered in the premium I pay. I am also not interested in paying nearly $100 a month for them to also cover my pet's "illness," that he actually doesn't have. They're calling it an illness and it's not an illness, it's an unexpected turn of events because he was vomiting blood. Well, they don't know that. he was vomiting blood. They are scamming people. Just save your money people and go with healthy paws. I have never had them deny claims, but they are nearly as expensive.

Insurer: Spot

By: Cassidy Yermal

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