With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.
We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.
Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.
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out of 10
Embrace is the absolute worst pet insurer ever - they care nothing about their clients and lie about their coverage
Embrace is the absolute worst insurer - I would caution everyone against using them. They are refusing to cover my dog's orthopedic issues, even though they were not pre-existing. Not only that, it took me months to get them to review, and then weeks of begging them to respond. They never did. Plus you have to wait hours on the phone to speak with someone. I will never use them again. They are a terrible organization.
The cost of the policy is worth it! I have had to bring my cat in on several occasions and yes its not secret that vet bills can impact someone financially but very grateful for trupanion and how the coverage works and how fast my invoice was reviewed and approved. Jasper thanks you!
If you are planning on getting a dog, you NEED Trupanion.
When my husband and I found our dog, Harvey, we purchased Trupanion the same day. We had hopes that we would never have to use it, and it would just be for an accident or if something happened we wouldn't have to question getting him the medical help he needed. At two years old, Harvey was diagnosed with Idiopathic Epilepsy and he had to go see a Veterinary Neurologist. When they said the price of the MRI and Spinal Tap, I didn't even flinch, because I knew we had Trupanion.
Two weeks later (and after a year and a half of skin infections and ear infections), Harvey had to go see a Veterinary Dermatologist and go through allergy testing. Again, I didn't flinch when they said the price, because I knew we had Trupanion (and already met our deductible!).
Harvey now takes 3,000mg of Keppra a day and is on twice weekly allergy shots (with the occasional CADI Injection from his wonderful Veterinarian!) We submitted close to $4,000 to Trupanion in a matter of a 4 week period. Within a week of submitting the claim the money was deposited back into my bank account. If we didn't have Trupanion, it would of been choosing between paying for something and paying for Harvey's medical bills. I will never have to make that choice, EVER.
There will never be a time that I have to worry about Harvey's health or well being. I never imagined that our dog would have Idiopathic Epilepsy or allergies (where he needed shots). I can't recommend to get Trupanion enough when you get a dog. We adopted our second lab almost a year ago, the day we picked her up we also signed up for Trupanion. It looks like she might have to go through allergy testing as well, but I'll never have to worry about her either.
I have had 24PetWatch for years for different dogs. They have vastly improved their turn around time when submitting a claim and payment of a claim. Super fast.
Healthy Paws has consistently provided the best service. The enrollment process is easy, the premiums are reasonable and submitting a claim could not be any easier. The turnaround time for reimbursement is incredibly fast. If you need to reach someone, customer service is easy to reach and very professional and caring. If you have pets, you need Healthy Paws Insurance!!
We had had some health concerns with our old dog and we’re always having to think about what kind of test to do and what kind of treatments we can afford when we got our new puppy we knew we had have insurance.
Trupanion has saved our life and Lolas!!! Not having to think about cost when talking about treatment and what’s best for our fur baby has been amazing. Thank you Trupanion!! I don’t know what I would do without you.
No coverage for cremation because my dog passed at home on a statuary holiday.
My sweet 18 yr old Teddy Bear passed away the Sunday after Christmas 2021. I could not see a vet. I had him cremated knowing that my policy covers this and the urn. My vet will not sign the papers regarding his death because I didn’t get to take him in. I have the cremation receipts and certificate. I also have the urn receipt. They covered the urn but refuse to cover the cremation. I still have 4 other pets with them but am considering changing insurers. I paid fees for 16 yrs. He was sick 2-3 times and they will not cover the fee. This really saddens me because I trusted them and their service has always been good.
Excellent response and very fair and professional assessments.
I filed my claim online for over $2000 at 8:30 AM on May 12, and received word that the claim had been processed about 4:00 PM the same day. Early the following morning, the documentation was available, and I determined that all items were acceptable, and that a cheque would be forthcoming for the amount submitted, minus the 20% co-pay. The cheque arrived on May 17. Very well done!!!
