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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

PetInsuranceReview recommened

A Must-Have

I wish my insurance was as good as my dog's! Seriously, Healthy Paws is the best. The premium is low, the deductible is low, and the coverage is great. When my dog ate an enormous bar of dark chocolate in the middle of a blizzard (true story) and we had to take him to the ER an hour away, we were so relieved to know that Healthy Paws would have our backs and reimburse 80% of the costs, once we met the deductible. It was true peace of mind knowing we could tell the doctors to do whatever they had to do to save our pet. When we got home, we filed the claim in 30 seconds, and received a check for reimbursement in NO time. Healthy Paws even followed up with us to see how our dog was doing!! I highly recommend Healthy Paws for total peace of mind and ease of experience.
  • INSURER: Healthy Paws
  • POSTED: 01/04/2021
  • BY:
  • BREED: Mixed Breed Medium (20-70 Lbs)
  • AGE OF PET: 1 - 8

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10

out of 10

Verified Reviews

PetInsuranceReview recommened

Never a hassle!

It's already stressful enough when your pet is injured or falls ill. Knowing your pet insurance will not quibble with you and will cover all sick.injury expenses is an incredible comfort. The ease of filing a claim is simple and we have always received our reimbursement promptly and without conflict. I cannot thank Trupanion enough for providing excellent service.
  • INSURER: Trupanion US
  • POSTED: 03/26/2021
  • BY:
  • BREED: Goldendoodle
  • AGE OF PET: 1 - 8

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1

out of 10

They WILL find a reason NOT to pay your claim.

Even though they keep monthly premium low what good can it do if they deny your claims? I pay monthly insurance premium and pay my vet bills. Claim review process takes up to 40 days. Much longer than other pet's insurances I have had. I cancelled this insurance and looking for another one.
  • INSURER: Pets Best
  • POSTED: 02/04/2021
  • BY:
  • BREED: Mixed Breed Small (10-20 Lbs)
  • AGE OF PET: Under a year

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10

out of 10

Verified Reviews

PetInsuranceReview recommened

trupanion is the best health plan out there i been with them for about 8 years and you been peppers right hand pepper loves you

love you guys pepper too
  • INSURER: Trupanion US
  • POSTED: 03/26/2021
  • BY:
  • BREED: Shih Tzu
  • AGE OF PET: Over 8 years

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10

out of 10

PetInsuranceReview recommened

Easy Peasy

24 Pet Watch is affordable and easy to navigate. Their online interface makes it easy to file claims, etc. Dobby tore her CCL and needed knee surgery, and it was great knowing that 24 Pet Watch is there to help cover the cost of such surgery. Their turnaround after submitting a claim is very quick, and it's all easy to understand.
  • INSURER: 24PetWatch
  • POSTED: 01/01/2021
  • BY:
  • BREED: Mixed Breed Small (10-20 Lbs)
  • AGE OF PET: 1 - 8

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10

out of 10

Verified Reviews

PetInsuranceReview recommened

Coverage is CLEAR, Service is REALLY FAST, Support is TRUE

I’m up early tending to my hound, who is recovering from her second surgery (they were unrelated) in 3 months during this horrible year of covid. I’m feeling so grateful for Trupanion that I’m going to write this review. I adopted my pup in 2012 and investigated pet insurance after her first puppy illness that included hospitalization and cost me $2500 (It took me a year to pay that off). On the one hand, this felt like buying a barn door after the horses got out; on the other hand, the low deductible I set and the clarity of what is covered and what isn’t has helped us provide my hound with the best possible care for 8 years and counting—I don’t hesitate to take her to the vet to have something checked, I don’t try several snake oil homeo remedies for months trying to save a dime while a condition gets worse, I call a vet and go. Until October, I was unaware of how well the process for surgery worked: my vet directly submitted an estimate, Trupanion then preapproves what’s covered and let’s the vet and me know, then the checkout process is also easy and FAST and CLEAR, the vet gets paid directly and I pay the remaining (Care Credit is wonderful for this, especially at the end of a month when cash is low). I can submit claims electronically, I can have funds paid directly to me or the vet, I can review what was covered at anytime on my Trupanion account page. My point is, I have had a really tough couple of months with my dog, and THANK YOU TRUPANION for being a BRIGHT LIGHT OF COMPETENCE and COMPASSION throughout.
  • INSURER: Trupanion US
  • POSTED: 03/26/2021
  • BY:
  • BREED: Mixed Breed Medium (20-70 Lbs)
  • AGE OF PET: Over 8 years

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8

out of 10

PetInsuranceReview recommened

Pretty quick turn around time for processing claims

Although the premium has increased each year, we have had Embrace pet insurance on our bernese mountain dog for 9 years! It’s been great!
  • INSURER: Embrace
  • POSTED: 01/01/2021
  • BY:
  • BREED: Bernese Mountain Dog
  • AGE OF PET: 1 - 8

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1

out of 10

Worst Customer Service Ever!!!!

My cat Melo has crystals in his bladder so I decided to get both of my cats insurance. To make a long story short the Vet bill was expensive so Pets Best had a Veterinarian Reimbursement Form so the Vet will get paid directly from my pet insurance. Smh.. Tried it. The insurance made it impossible for me to do it. I've tried calling and e-mailing them no one responded to me on how does the VRF works. Also I had my cat Melo get an x-ray which cost $410. I submitted my claim and got back $119..smh. I will never get my pet insurance because it's useless to me. I feel like I got robbed and was not being helped with.
  • INSURER: Pets Best
  • POSTED: 02/04/2021
  • BY:
  • BREED: American Domestic
  • AGE OF PET: 1 - 8

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9

out of 10

PetInsuranceReview recommened

Good Job

Only use it one time, A little slow on payment.
  • INSURER: AKC
  • POSTED: 01/18/2021
  • BY:
  • BREED: Basset Hound
  • AGE OF PET: Over 8 years

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1

out of 10

Best Worst

The WORST !!! They find ever reason to exclude paying claims. Should have read more of the negative reviews prior to purchasing the policy, slow claims processing, horrible customer service. Don't rely on their hyped up website, please read the negative reviews before purchasing the policy. Never again !! Pets Best, what a joke !!!
  • INSURER: Pets Best
  • POSTED: 02/04/2021
  • BY:
  • BREED: Labrador Retriever (Yellow)
  • AGE OF PET: Over 8 years

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