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we have a golden doodle who is 8 yrs old. she has been in excellent health and we have a new great dane puppy coming home in a week. took lola (golden doodle) to the vet for her annual checkup and everything was great. decided we would get insurance for her. signed up with embrace, was asked to have vet complete the orthopedic form and that way she would be covered 30 days later for anything ortho. done. we got the insurance the day after her exam thinking that way they would know she was in good health, this was 3 weeks ago. called today to add the new puppy and found out that now they wont cover any orthopedic for lola for 6 months since we had the checkup done the "day before" we signed up for insurance. she has NEVER and i repeat NEVER had any ortho or medical problems at all. was told that if it was 2 days before things would be fine... huh??asked more questions.. people apparently didnt know what they were talking about with any other conditions and getting confirmation if they would even cover an ear infection etc. they offered NOTHING. so i cancelled the policy. i certainly didnt get any good vibes from them. i suggest you ask TONS of "what if" questions before signing.

My pup Lucy started out with vomiting and other nasty things. It graduated to her being lethargic and not eating. On our third trip to the vet, Lucy had a fever of 105.3 and her liver numbers were ridiculously high. She was hospitalized immediately and remained there for four days. She's getting better but her liver numbers are still elevated. We are still seeing the vet on a frequent basis for monitoring. Working with Embrace has been SO easy. The claims can be submitted electronically and, so far, all communication has been via e-mail, which I like. Of course I could call in if I preferred to communicate that way. I used another insurance company for one year and then moved to Embrace and I am SO happy I made the move. Embrace is great!

Trupanion is a really great company they have always helped me out with my baby midnight whenever I've needed them and Oh I've needed them. Midnight has been with this company since he was nine week and he's now three. I would recommend Trupaion to any pet owner because they're great.

Trupanion is a really great company they have always helped me out with my baby midnight whenever I've needed them and Oh I've needed them. Midnight has been with this company since he was nine week and he's now three. I would recommend Trupaion to any pet owner because they're great.

Our very athletic Greater Swiss Mountain Dog came up lame last July. After several x-rays and examinations, it was determined to be tendonitis. After crate rest and keeping her still for several weeks, it still was not going away. We took her to a orthopedic rehabilitation vet who prescribed several weeks of therapy using a variety of methods such as cold laser therapy, treadmill swimming, specialized exercises, chiropractic and massage. After our deductible was satisfied, Embrace covered everything. I wish my human insurance was as timely and efficient as Embrace is! They are GREAT! I've recommended them to many dog owners and new puppy owners and have only received 'thank you's' from them for letting them know about Embrace. Keep up the great work and high standards Embrace! I have 3 Swissies with more coming and they will ALL be covered by Embrace.

My experience with Embrace has been SUPERIOR. They are the BEST provider for my sweet pups. They pay promptly, the claim processing is efficient, the customer service is outstanding. They have been outstanding processing multiple claims for my pup who suffers with severe hip dysplasia. I cannot stress enough how FABULOUS Embrace has been and I sleep much better knowing my guys are covered WITHOUT gimmicks with Embrace.

Embrace has done a great job paying on all of my claims and has done so in a timely fashion. The only negative is that prescription food isn't covered under prescription drug coverage and I feel it should be at least in some cases.

My dog had 2 overnights and emergency surgery for cancer. Luckily I had gotten insurance for him 1 1/2 years ago due to fear of another issue. Trupanion had a check to me for 90% of the surgery and overnights within a week. It was really nice to know as everything was falling apart that at least money was not a big deal!

My dog had 2 overnights and emergency surgery for cancer. Luckily I had gotten insurance for him 1 1/2 years ago due to fear of another issue. Trupanion had a check to me for 90% of the surgery and overnights within a week. It was really nice to know as everything was falling apart that at least money was not a big deal!

I am glad that I have pet insurance, due to my cat's thyroid condition now. It would be nice if one day the payout condition under "national average" could be revisited. I live in a metropolitan area and nothing seems to be a bargain here, thus possibly driving up even pet insurance costs.